985 Pinecrest Dr, Sugar Grove, IL 60554 Property Records

Kane County property record for 985 Pinecrest Dr, Sugar Grove, IL 60554

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,278 sqft · built 2000
Lot Size0.385 acres (16,779 sqft)
Owner2 Individual Names on File
Last Sale$550,000 (Jul 2025)
Tax Bill$11,921 (2025)
Deeds & MortgagesOct 2025 Transfer
Apr 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-03-476-002

Property Details

APN / Parcel Number

Primary APN14-03-476-002

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,278 sqft Living Area
Gross Area5,221 sqft
1st Floor Area2,278 sqft
Basement Area2,278 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleRanch
Lot Area16,779 sqft (0.385 acres)
Garage TypeAttached
Garage Area665 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address985 PINECREST DR
CitySUGAR GROVE
StateIL
Zip60554-9248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 IN BLACK WALNUT TRAILS UNIT ONE
Legal SubdivisionBLACK WALNUT TRAILS
Legal Block5
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionSUGAR GROVE
Census Block Group5
Census Block5023
Census Tract854504

Owner

985 Pinecrest Dr is owned by two individuals who acquired it in October 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address23760 W BARNSWALLOW LN, WAUCONDA, IL 60084-2741
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Transfer on Death Deed, Transfer
Apr 23, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIFTH THIRD BANK WESTERN MICHIGAN
Jul 30, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIFTH THIRD BANK WESTERN MICHIGAN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2025 · Amount on File
Deed SaleJul 21, 2025 · Amount on File
Prior SaleMar 31, 2015 · Amount on File
Deed Document Number202526919
Last Transfer DateOct 30, 2025
Transfer Doc0000043035
Record UpdatedOct 29, 2026

October 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionKANE IL
Recording DateOct 31, 2025
Property Address985 PINECREST DR, SUGAR GROVE, IL 60554-9248
Document Number0000043035
Instrument DateOct 30, 2025
Instrument2025K043035
Transaction TypeTransfer
Record UpdatedNov 11, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address985 PINECREST DR, SUGAR GROVE, IL 60554-9248

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address23760 W BARNSWALLOW LN, WAUCONDA, IL 60084-2741

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address985 PINECREST DR, SUGAR GROVE, IL 60554-9248
Transaction TypeMortgage
Record UpdatedAug 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018354
DateApr 23, 2018
Instrument2018K018354
Lender
NameFIFTH THIRD BANK WESTERN MICHIGAN
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueApr 25, 2048

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address985 PINECREST DR, SUGAR GROVE, IL 60554-9248
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033670
DateJul 30, 2019
Instrument2019K033670
Lender
NameFIFTH THIRD BANK WESTERN MICHIGAN
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueJul 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 985 Pinecrest Dr was $11,921, up 1.9% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSugar Grove Township
MunicipalitySugar Grove Village
Unified School DistrictKaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,921.00 (+1.85%)$160,445 (+9.98%) Land $36,921 Building $123,524$481,528 (+9.98%) Land $110,807 Building $370,720
2024$11,704.00 Homeowner's exemption$145,891 Land $34,240 Building $111,651$437,848 Land $102,761 Building $335,087
2022$10,771.00 (+3.74%) Homeowner's exemption$121,469 (+5.08%) Land $28,508 Building $92,961$364,407 (+5.08%) Land $85,524 Building $278,883
2021$10,383.00 Homeowner's exemption$115,597 Land $27,130 Building $88,467$346,791 Land $81,390 Building $265,401

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 985 Pinecrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 985 Pinecrest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUGAR GROVE
serves 11,243 people · EPA ID IL0890850
Water SourceGroundwater
Last State InspectionAug 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.7 mg/L (2015–2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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