975 Pinecrest Dr, Sugar Grove, IL 60554 Property Records

Kane County property record for 975 Pinecrest Dr, Sugar Grove, IL 60554

Property Summary

Property Type	Single Family Home
Details	3,040 sqft · built 1994
Lot Size	0.504 acres (21,953 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Dec 2025)
Tax Bill	$13,326 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-03-476-003`

Property Details

APN / Parcel Number

Primary APN	`14-03-476-003`

Interior

Stories	2 Stories
Building Area	3,040 sqft Living Area
Gross Area	5,253 sqft
Basement Area	1,573 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	21,953 sqft (0.504 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	975 PINECREST DR
City	SUGAR GROVE
State	IL
Zip	60554-9248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLACK WALNUT TRAILS UNIT NO. 1 LOT 3
Legal Subdivision	BLACK WALNUT TRAILS
Legal Block	5
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	5
Census Block	5023
Census Tract	854504

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2095 SANDELL LN, NORTH AURORA, IL 60542-4008
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2025 · Amount on Record
Deed Sale	Dec 9, 2025 · Amount on Record
Prior Sale	Aug 5, 2025 · Amount on Record
Deed Document Number	202548893
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 9, 2025
Property Address	975 PINECREST DR, SUGAR GROVE, IL 60554-9248
Document Number	0000048893
Instrument Date	Oct 15, 2025
Instrument	2025K048893
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 COMMERCIAL DR UNIT 7, 7, YORKVILLE, IL 60560-4731

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	975 PINECREST DR, SUGAR GROVE, IL 60554-9248

Mortgage

Document Number	0000048894
Date	Dec 9, 2025
Instrument	2025K048894

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 4, 2055

Interest

Rate Type	Fixed Rate
Rate	6.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Municipality	Sugar Grove Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,326.00 (+2.67%)	$182,147 (+7.83%) Land $39,164 Building $142,983	$546,660 (+7.83%) Land $117,539 Building $429,121
2024	$12,980.00 (+6.2%) Homeowner's exemption	$168,920 (+20.11%) Land $36,320 Building $132,600	$506,963 (+20.15%) Land $109,004 Building $397,959
2022	$12,222.00 (+3.92%) Homeowner's exemption	$140,643 (+5.08%) Land $30,240 Building $110,403	$421,929 (+5.08%) Land $90,720 Building $331,209
2021	$11,761.00 Homeowner's exemption	$133,844 Land $28,778 Building $105,066	$401,532 Land $86,334 Building $315,198

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR GROVE serves 11,243 people · EPA ID IL0890850
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20