985 Peter Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 985 Peter Rd, Schenectady, NY 12303 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1980
Square Footage	996 sqft Living Area
Lot Size	10,454 sqft (0.24 acres)
Occupancy	Owner Occupied
Last Sale	$148,500 (2014)
Tax Bill	$5,689.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`422800 59.20-4-17`
Alternative APN	`280005902000040170000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	996 sqft Living Area
1st Floor	996 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1980
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	10,454 sqft (0.24 acres)
Depth X Width	150 ft x 69 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Mixed Garage
Garage Area	280 sqft Garage
Shed	1 Shed
Shed Area	40 sqft Shed
Porch Area	50 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	985 PETER RD
City	SCHENECTADY
State	NY
Zip	12303-3386
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	R,G,TLSH FREDS COMM-220 4.-295-18
Legal Subdivision	MAP #2 OF FREDS COMMUNITY PLOT
Legal Block	4
Legal Lot Number	17.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	ROTTERDAM
Census Blockgroup	2
Census Block	2007
Census Tract	32901

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.20-4-17

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	985 PETER RD, SCHENECTADY, NY 12303-3386
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 14, 2014 · Amount on Record
Deed Sale	Jul 14, 2014 · Amount on Record
Prior Sale	Aug 29, 1996 · Amount on Record
Deed Doc Number	201428016
Deed Book / Page	1897 / 195
Record Refreshed	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	985 PETER RD, SCHENECTADY, NY 12303-3386
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012057
Date	Apr 09, 2020
Book Page	4981/834
Instrument	202012057

Lender

Name	FIRST NATIONAL BANK OF SCOTIA
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 23, 2035

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,689.00	$155,000 (-) Land $10,800 Building $144,200	$238,500 (+16.97%) Land $16,618 Building $221,882
2023		$155,000 Land $10,800 Building $144,200	$203,900 Land $14,207 Building $189,693

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 1% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.