1004 Peter Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1004 Peter Rd, Schenectady, NY 12303 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1985
Square Footage1,680 sqft Living Area
Lot Size10,454 sqft (0.24 acres)
OccupancyOwner Occupied
Last Sale$115,000 (2002)
Tax Bill$5,689.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 59.20-8-25
Alternative APN
  • 280005902000080250000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,680 sqft Living Area
1st Floor Area1,008 sqft 1st Floor
Upper Floors Area672 sqft Upper Floors
Stories1 Story

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1985
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions160 ft deep x 65 ft wide
Garage TypeCarport
Garage Area150 sqft Garage
CarportCarport
Carport Area150 sqft Carport
Shed1 Shed
Shed Area60 sqft Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1004 PETER RD
CitySCHENECTADY
StateNY
Zip12303-2634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR,DM,OG,FMRM,BF,CRP FREDS COMM-90 4.-290-18
Legal Block8
Legal Lot Number25.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group2
Census Block2009
Census Tract32901

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.20-8-25

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1004 PETER RD, SCHENECTADY, NY 12303-2634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2025Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Feb 17, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
CAPITAL COMMUNICATIONS FCU
Sep 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 15, 2002 · Amount on Record
Deed SaleApr 15, 2002 · Amount on Record
Deed Book / Page1621 / 943
Last Transfer DateJan 21, 2022
Transfer Doc0000008718
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1004 PETER RD, SCHENECTADY, NY 12303-2634
Transaction TypeMortgage
Record UpdatedOct 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1004 PETER RD, SCHENECTADY, NY 12303-2634

Mortgage

Document Number0000024901
DateOct 20, 2025
Instrument202524901
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateFeb 17, 2022
Property Address1004 PETER RD, SCHENECTADY, NY 12303-2634
Document Number0000008718
Book / Page2079 / 22
Instrument DateJan 21, 2022
Instrument202208718
Transaction TypeTransfer
Record UpdatedMar 04, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1004 PETER RD, SCHENECTADY, NY 12303-2634

Mortgage

Document Number0000008720
DateFeb 17, 2022
Instrument202208720
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateFeb 01, 2032
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change4.5%
Margin3
Max Rate8.5%

Mortgage

Document Number0000008719
DateFeb 17, 2022
Book Page5202/193
Instrument202208719
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateFeb 01, 2032
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change4.5%
Index1-Year CMT
Margin3
Max Rate8.5%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1004 PETER RD, SCHENECTADY, NY 12303-2634
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1004 PETER RD, SCHENECTADY, NY 12303-2634

Mortgage

Document Number0000029766
DateSep 29, 2020
Book Page5024/932
Instrument202029766
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2035

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,689.00$155,000 (-) Land $10,800 Building $144,200$238,500 (+16.97%) Land $16,618 Building $221,882
2023$155,000 Land $10,800 Building $144,200$203,900 Land $14,207 Building $189,693

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 4% of the US · above 5% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Peter Rd

Nearby Streets

Search Property Records by Address or Parcel Number