Jackson County property record for 985 Overlook Dr, Ashland, OR 97520
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,040 sqft · built 2008 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $270,000 (Jul 2011) |
| Tax Bill | $5,609 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 391E04AD4100 |
| Primary APN | 391E04AD4100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 2,506 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 966 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 3,485 sqft (0.08 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 48 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 985 OVERLOOK DR |
|---|---|
| City | ASHLAND |
| State | OR |
| Zip | 97520-9165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NM |
| Legal Range | 01E |
| Legal Township | 39S |
| Legal Section | 04 |
| Legal Quarter | 1 |
| Legal Subdivision | MOUNTAIN HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | JACKSON OR |
| Township / Civil Division | ASHLAND |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 1802 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 985 OVERLOOK DR, ASHLAND, OR 97520-9165 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2011 · Amount on Record |
| Deed Sale | Jul 1, 2011 · Amount on Record |
| Prior Sale | Sep 10, 2009 · Amount on Record |
| Deed Document Number | 201119578 |
| Prior Transfer Date | Oct 5, 2010 |
| Prior Transfer Doc | 0000033954 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 985 OVERLOOK DR, ASHLAND, OR 97520-9165 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000027404 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021-027404 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
Source: Jackson County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Jackson County |
| Municipality | Ashland City |
| Unified School District | Ashland School District 5 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,800 (+3%) | $516,070 (+6.15%) Land $168,330 Building $347,740 | |
| 2025 | $5,609.00 (+2.15%) | $354,180 (+3%) Land $165,780 Building $188,400 | $486,170 (-10.23%) Land $170,500 Building $315,670 |
| 2024 | $5,491.00 (+3.37%) | $343,870 (+3%) Land $160,940 Building $182,930 | $541,560 (-1.18%) Land $179,500 Building $362,060 |
| 2023 | $5,312.00 (+3.31%) | $333,860 (+3%) Land $156,250 Building $177,610 | $548,030 (+4.32%) Land $225,520 Building $322,510 |
| 2022 | $5,142.00 | $324,140 Land $151,690 Building $172,450 | $525,320 Land $252,940 Building $272,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 74% of Oregon |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rogue Broadband Fixed Wireless | 200 / 25 |
| FireServe Fixed Wireless | 100 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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