977 Overlook Dr, Ashland, OR 97520 Property Records

Jackson County property record for 977 Overlook Dr, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,006 sqft · built 2008
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Trust Names on File
Last Sale	$476,000 (Mar 2022)
Tax Bill	$5,322 (2025)
Deeds & Mortgages	Jul 2023 Transfer Mar 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`391E04AD4200`

Property Details

APN / Parcel Number

Primary APN	`391E04AD4200`
Alternative APNs	`391E04AD04200` `10985365`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,006 sqft Living Area
Gross Area	2,380 sqft
1st Floor Area	1,040 sqft
2nd Floor Area	966 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached
Garage Area	374 sqft
Parking Spaces	1 Parking Space
Deck Area	48 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	977 OVERLOOK DR
City	ASHLAND
State	OR
Zip	97520-9165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NM
Legal Range	01E
Legal Township	39S
Legal Section	04
Legal Quarter	1
Legal Subdivision	MOUNTAIN HEIGHTS
Legal Block	3
Legal Lot Number	3
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	3
Census Block	3010
Census Tract	1802

Owner

977 Overlook Dr is owner-occupied and held in a trust since July 2023.

Source: Jackson County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	977 OVERLOOK DR, ASHLAND, OR 97520-9165
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Intrafamily Transfer, Transfer
Mar 23, 2022	Warranty Deed, Transfer FIRST AMERICAN
Jul 10, 2020	Deed of Trust, Mortgage · Commercial Mortgage CHEVRON FCU
Mar 18, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2022 · Amount on File
Deed Sale	Mar 23, 2022 · Amount on File
Prior Sale	Mar 18, 2019 · Amount on File
Deed Document Number	20229817
Last Transfer Date	Jul 25, 2023
Transfer Doc	0000015898
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OR
Recording Date	Jul 31, 2023
Property Address	977 OVERLOOK DR, ASHLAND, OR 97520-9165
Document Number	0000015898
Map Reference	VOL 32 PG 108
Instrument Date	Jul 25, 2023
Instrument	2023-015898
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	977 OVERLOOK DR, ASHLAND, OR 97520-9165

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	977 OVERLOOK DR, ASHLAND, OR 97520-9165

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Mar 23, 2022
Property Address	977 OVERLOOK DR, ASHLAND, OR 97520-9165
Document Number	0000009817
Map Reference	VOL 32 PG 108
Instrument Date	Mar 21, 2022
Instrument	2022-009817
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 571, JOHN DAY, OR 97845-0571

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	977 OVERLOOK DR, ASHLAND, OR 97520-9165
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023934
Date	Jul 10, 2020
Instrument	2020-023934

Lender

Name	CHEVRON FCU
Type	Credit Union
Address	OAKLAND, CA 94607

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Mar 18, 2019
Property Address	977 OVERLOOK DR, ASHLAND, OR 97520-9165
Document Number	0000007014
Map Reference	VOL 32 PG 108
Instrument Date	Mar 12, 2019
Instrument	2019-007014
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	977 OVERLOOK DR, ASHLAND, OR 97520-9165

Mortgage

Document Number	0000007015
Date	Mar 18, 2019
Instrument	2019-007015

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 977 Overlook Dr was $5,322, up 2.1% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,150 (+3%)	$483,380 (+5.88%) Land $168,330 Building $315,050
2025	$5,322.00 (+2.15%)	$336,070 (+3%) Land $165,780 Building $170,290	$456,530 (-10.05%) Land $170,500 Building $286,030
2024	$5,210.00 (+3.37%)	$326,290 (+3%) Land $160,940 Building $165,350	$507,540 (-1.87%) Land $179,500 Building $328,040
2023	$5,040.00 (+3.3%)	$316,790 (+3%) Land $156,250 Building $160,540	$517,190 (+3.54%) Land $225,520 Building $291,670
2022	$4,879.00	$307,570 Land $151,690 Building $155,880	$499,520 Land $252,940 Building $246,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 977 Overlook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 977 Overlook Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 74% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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