985 Orma Dr, San Diego, CA 92106 Property Records

San Diego County property record for 985 Orma Dr, San Diego, CA 92106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 1951
Lot Size	0.157 acres (6,851 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,660,000 (Nov 2023)
Tax Bill	$21,744 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`531-512-05-00`

Property Details

APN / Parcel Number

Primary APN	`531-512-05-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,660 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	6,851 sqft (0.157 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	985 ORMA DR
City	SAN DIEGO
State	CA
Zip	92106-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	LOT 40 TR 002794
Legal Subdivision	SUNSET RIDGE
Legal Tract	002794
Legal Block	1
Legal Lot Number	40
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	7200

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3666 3RD AVE, 101, SAN DIEGO, CA 92103-4146
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Grant Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 1, 2021	Deed of Trust, Mortgage SHELDON A OSTROFF APC 401 K SAVINGS PLAN
Jun 26, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2023 · Amount on Record
Deed Sale	Nov 3, 2023 · Amount on Record
Deed Document Number	2023305607
Record Updated	Oct 29, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 3, 2023
Property Address	985 ORMA DR, SAN DIEGO, CA 92106-2815
Document Number	0000305607
Map Reference	MAP 2794
Instrument Date	Oct 23, 2023
Instrument	2023-0305607
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3666 3RD AVE UNIT 101, 101, SAN DIEGO, CA 92103-4146

Mortgage

Document Number	0000305608
Date	Nov 3, 2023
Instrument	2023-0305608

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	985 ORMA DR, SAN DIEGO, CA 92106-2815
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1380 EL CAJON BLVD 216, 216, EL CAJON, CA 92020-5760

Mortgage

Document Number	0000623901
Date	Sep 1, 2021
Instrument	2021-0623901

Lender

Name	SHELDON A OSTROFF APC 401 K SAVINGS PLAN
Type	Non-Lending Institution
Address	LA JOLLA, CA 92037

Agreement

Amount	Amount Recorded

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 26, 2017
Property Address	985 ORMA DR, SAN DIEGO, CA 92106-2815
Document Number	0000288683
Instrument Date	Jun 13, 2017
Instrument	288683
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1380 EL CAJON BLVD #216 EL CAJON CA 920205760, 216, EL CAJON, CA 92020-5760

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,727,064 (+2%) Land $1,508,580 Building $218,484
2025	$21,744.00 (+1,394.43%)	$1,693,200 (+1,358.56%) Land $1,479,000 Building $214,200
2023	$1,455.00 (+2.68%)	$116,087 Land $54,160 Building $61,927
2022	$1,417.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Orma Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures