969 Orma Dr, San Diego, CA 92106 Property Records

San Diego County property record for 969 Orma Dr, San Diego, CA 92106

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,135 sqft · built 1980
Lot Size	0.236 acres (10,269 sqft)
Owner	Company Name on Record
Last Sale	$1,350,000 (Nov 2018)
Tax Bill	$19,898 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Mar 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`531-512-07-00`

Property Details

APN / Parcel Number

Primary APN	`531-512-07-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,135 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	10,269 sqft (0.236 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	969 ORMA DR
City	SAN DIEGO
State	CA
Zip	92106-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	LOTS 37 & 38 POR TR 002794
Legal Subdivision	SUNSET RANCH
Legal Tract	002794
Legal Block	1
Legal Lot Number	37,38
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	7200

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	969 ORMA DR, SAN DIEGO, CA 92106-2815
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Mar 29, 2023	Intrafamily Transfer, Transfer
Apr 11, 2019	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Nov 29, 2018	Grant Deed, Transfer · Conventional Mortgage MORIA DEVELOPMENT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2018 · Amount on Record
Deed Sale	Nov 29, 2018 · Amount on Record
Prior Sale	Jun 28, 2006 · Amount on Record
Deed Document Number	2018494107
Prior Transfer Date	Aug 24, 1994
Prior Transfer Doc	0000529208
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	969 ORMA DR, SAN DIEGO, CA 92106-2815
Transaction Type	Mortgage
Record Updated	Nov 15, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	969 ORMA DR, SAN DIEGO, CA 92106-2815

Mortgage

Document Number	0000307600
Date	Nov 6, 2023
Instrument	2023-0307600

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2023
Property Address	969 ORMA DR, SAN DIEGO, CA 92106-2815
Document Number	0000079621
Instrument Date	Mar 28, 2023
Instrument	2023-0079621
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	969 ORMA DR, SAN DIEGO, CA 92106-2815

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	969 ORMA DR, SAN DIEGO, CA 92106-2815
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000129496
Date	Apr 11, 2019
Instrument	2019-0129496

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	969 ORMA DR, SAN DIEGO, CA 92106-2815
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	969 ORMA DR, SAN DIEGO, CA 92106-2815

Mortgage

Document Number	0000507130
Date	Jul 15, 2021
Instrument	2021-0507130

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.55%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	2.95%
Max Rate At Change	1.09%
Index	1-Year LIBOR
Max Rate	1.09%

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 29, 2018
Property Address	969 ORMA DR, SAN DIEGO, CA 92106-2815
Document Number	0000494107
Map Reference	MAP 2794
Instrument Date	Oct 18, 2018
Instrument	2018-0494107
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	969 ORMA DR, SAN DIEGO, CA 92106-2815

Mortgage

Document Number	0000494108
Date	Nov 29, 2018
Instrument	2018-0494108

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,583,689 (+2%) Land $1,251,609 Building $332,080
2025	$19,898.00 (+8.64%) Homeowner's exemption	$1,552,637 (+4.04%) Land $1,227,068 Building $325,569
2023	$18,316.00 (+2.73%)	$1,492,348 Land $1,179,420 Building $312,928
2022	$17,829.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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