Lorain County property record for 985 Oakwood Dr, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1958 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $144,500 (Oct 2024) |
| Tax Bill | $1,710 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-025-104-017 |
| Primary APN | 06-24-025-104-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 188 ft deep x 54 ft wide |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 56 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 985 OAKWOOD DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKWOOD PARK 2 54 X 188 |
| Legal Subdivision | OAKWOOD PARK SUBDIVISION #2 |
| Legal Tract | 24 |
| Legal Block | 104 |
| Legal Lot Number | 16-18 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 70400 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 985 OAKWOOD DR, ELYRIA, OH 44035-3231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage TCF NAT'L BK |
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional with PMI TCF NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2024 · Amount on Record |
| Deed Sale | Oct 17, 2024 · Amount on Record |
| Prior Sale | Sep 1, 2020 · Amount on Record |
| Deed Document Number | 2024005571 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 1, 2020 |
| Property Address | 985 OAKWOOD DR, ELYRIA, OH 44035-3231 |
| Document Number | 0000776800 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 776800 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | ERIEVIEW TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $476.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 985 OAKWOOD DR ELYRIA OH 440353231, ELYRIA, OH 44035-3231 |
| Document Number | 776801 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 776801 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 985 OAKWOOD DR, ELYRIA, OH 44035-3231 |
| Document Number | 0000776801 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2020 |
| Title Company | ERIEVIEW TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 985 OAKWOOD DR ELYRIA OH 440353231, ELYRIA, OH 44035-3231 |
| Document Number | 0000776801 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 776801 |
| Name | TCF NAT'L BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2050 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,710.00 | $34,600 (+0.01%) Land $9,320 Building $25,280 | $98,850 (-) Land $26,630 Building $72,220 |
| 2024 | $1,710.00 (+13.32%) | $34,598 (+28.36%) Land $9,321 Building $25,277 | $98,850 (+28.36%) Land $26,630 Building $72,220 |
| 2023 | $1,509.00 (+2.58%) | $26,954 (+0.01%) Land $10,052 Building $16,902 | $77,010 (-) Land $28,720 Building $48,290 |
| 2022 | $1,471.00 | $26,950 Land $10,050 Building $16,900 | |
| 2021 | $77,010 Land $28,720 Building $48,290 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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