Lorain County property record for 981 Oakwood Dr, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1958 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $73,670 (Apr 2020) |
| Tax Bill | $1,708 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-025-104-018 |
| Primary APN | 06-24-025-104-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 188 ft deep x 54 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 981 OAKWOOD DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKWOOD 2 54 X 188 |
| Legal Subdivision | OAKWOOD SUBDIVISION #2 |
| Legal Tract | 24 |
| Legal Block | 104 |
| Legal Lot Number | 15,16 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 70400 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 981 OAKWOOD DR, ELYRIA, OH 44035-3231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Apr 23, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2020 · Amount on Record |
| Deed Sale | Apr 23, 2020 · Amount on Record |
| Prior Sale | Aug 9, 2002 · Amount on Record |
| Deed Document Number | 2020002082 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 981 OAKWOOD DR, ELYRIA, OH 44035-3231 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000819551 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2021-0819551 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 23, 2020 |
| Property Address | 981 OAKWOOD DR, ELYRIA, OH 44035-3231 |
| Document Number | 0000757511 |
| Instrument Date | Apr 2, 2020 |
| Instrument | 757511 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $295.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 981 OAKWOOD DR ELYRIA OH 440353231, ELYRIA, OH 44035-3231 |
| Document Number | 757512 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 757512 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2050 |
| Document Number | 784192, |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 784192 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 22, 2050 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,708.00 | $36,280 (+0.01%) Land $9,320 Building $26,960 | $103,650 (-) Land $26,630 Building $77,020 |
| 2024 | $1,708.00 (+10.41%) | $36,278 (+27.78%) Land $9,321 Building $26,957 | $103,650 (+27.77%) Land $26,630 Building $77,020 |
| 2023 | $1,547.00 (+0.39%) | $28,392 (+0.01%) Land $10,052 Building $18,340 | $81,120 (-) Land $28,720 Building $52,400 |
| 2022 | $1,541.00 | $28,390 Land $10,050 Building $18,340 | |
| 2021 | $81,120 Land $28,720 Building $52,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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