985 NE Brown Rd, Elgin, OK 73538 Property Records

Comanche County property record for 985 NE Brown Rd, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,663 sqft · built 2007
Lot Size	1.43 acres (62,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Sep 2020)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04N11W-24-1-50070-010-0006`

Property Details

APN / Parcel Number

Primary APN	`04N11W-24-1-50070-010-0006`
Alternative APNs	`050070-0100006-00000` `160090622` `90622`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,663 sqft Living Area
1st Floor Area	2,663 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	62,325 sqft (1.43 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	436 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	90622
Street Address	985 NE BROWN RD
City	ELGIN
State	OK
Zip	73538-6000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY AIRE ESTATES PT 5 BLK 10 LOT 6
Legal Range	11W
Legal Township	04N
Legal Section	24
Legal Subdivision	COUNTRY AIRE ESTATES
Legal Block	10
Legal Lot Number	6
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHWEST COMANCHE
Census Block Group	1
Census Block	1036
Census Tract	2201

Owner

Source: Comanche County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	985 NE BROWN RD, ELGIN, OK 73538-6000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Prior Sale	Aug 2, 2007 · Amount on Record
Deed Document Number	202013593
Deed Book / Page	8565 / 60
Record Updated	Oct 29, 2026

September 2020: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	COMANCHE OK
Recording Date	Sep 17, 2020
Property Address	985 NE BROWN RD, ELGIN, OK 73538-6000
Document Number	0008565/60
Book / Page	8565 / 60
Instrument Date	Sep 17, 2020
Instrument	2020-013593
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	985 NE BROWN RD, ELGIN, OK 73538-6000

Mortgage

Document Number	2020013594
Date	Sep 17, 2020
Instrument	2020-013594

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,131 (+3%) Land $6,595 Building $39,536	$410,054 (-10.91%) Land $58,620 Building $351,434
2025	Homeowner's exemption	$44,787 (+6.09%) Land $5,369 Building $39,418	$460,266 (+22.65%) Land $60,000 Building $400,266
2023	Homeowner's exemption	$42,217 Land $4,725 Building $37,492	$375,259 Land $42,000 Building $333,259

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 49% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADDO CO RWD #3 serves 3,900 people · EPA ID OK2000816
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Southwest Oklahoma Telephone Company Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20