976 NE Brown Rd, Elgin, OK 73538 Property Records

Comanche County property record for 976 NE Brown Rd, Elgin, OK 73538

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,085 sqft · built 2008
OwnerIndividual Name on Record
Last Sale$295,000 (Jul 2022)
Deeds & MortgagesFeb 2017 Mortgage
Jul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04N11W-24-1-50070-009-0007

Property Details

APN / Parcel Number

Primary APN04N11W-24-1-50070-009-0007
Alternative APNs
  • 050070-0090007-00000
  • 160090612
  • 90612

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,085 sqft Living Area
1st Floor Area2,085 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Garage TypeDetached
Garage Area1,200 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area454 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number90612
Old Parcel Number160090612
Street Address976 NE BROWN RD
CityELGIN
StateOK
Zip73538-6001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY AIRE ESTATES PT 5 BLK 9 LOT 7
Legal Range11W
Legal Township04N
Legal Section24
Legal QuarterNE
Legal SubdivisionCOUNTRY AIRE ESTATES
Legal Block9
Legal Lot Number7
JurisdictionCOMANCHE OK
Township / Civil DivisionNORTHWEST COMANCHE
Census Block Group1
Census Block1037
Census Tract2201

Owner

Source: Comanche County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address976 NE BROWN RD, ELGIN, OK 73538-6001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2017Deed of Trust, Mortgage · VA Mortgage
USAA FSB
Jul 26, 2022Warranty Deed, Transfer · VA Mortgage
LOANUNITED.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2022 · Amount on Record
Deed SaleJul 26, 2022 · Amount on Record
Prior SaleSep 8, 2010 · Amount on Record
Deed Document Number2022-013252
Deed Book / Page9136 / 211
Record UpdatedJun 8, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOMANCHE OK
Property Address976 NE BROWN RD, ELGIN, OK 73538-6001
Transaction TypeMortgage
Record UpdatedAug 3, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number007764/184
DateFeb 6, 2017
Book Page7764/184
Instrument2017-001914
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2032

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOMANCHE OK
Recording DateJul 26, 2022
Property Address976 NE BROWN RD, ELGIN, OK 73538-6001
Document Number009136/211
Book / Page9136 / 211
Instrument DateJun 20, 2022
Instrument2022-013252
Transaction TypeTransfer
Record UpdatedAug 3, 2022
Title CompanySOVEREIGN TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$442.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number2022013253
DateJul 26, 2022
Instrument2022-013253
Lender
NameLOANUNITED.COM LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyComanche County
MunicipalityElgin City
Unified School DistrictElgin Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$36,394 (+8.65%) Land $5,625 Building $30,769$337,444 (+13.34%) Land $50,000 Building $287,444
2023Homeowner's exemption$33,496 Land $3,938 Building $29,558$297,738 Land $35,000 Building $262,738

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2020–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · lower than 63% of Oklahoma
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCADDO CO RWD #3
serves 3,900 people · EPA ID OK2000816
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
1,000 / 1,000
Southwest Oklahoma Telephone Company
Fiber
1,000 / 500
Verizon
Fixed Wireless
300 / 20

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