985 Mountain St, Aurora, IL 60505 Property Records

Kane County property record for 985 Mountain St, Aurora, IL 60505

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,743 sqft · built 1992
Lot Size0.184 acres (8,022 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Dec 2016)
Tax Bill$7,193 (2025)
Deeds & MortgagesJul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN15-14-376-033

Property Details

APN / Parcel Number

Primary APN15-14-376-033

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,743 sqft Living Area
Gross Area2,486 sqft
Basement Area703 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,022 sqft (0.184 acres)
Garage TypeAttached
Garage Area40 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address985 MOUNTAIN ST
CityAURORA
StateIL
Zip60505-2331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLATHROPS ADDN W 71.5 FT E 171.5 FT N 145.2 FT LOT 1 LOT DIMENSIONS: 71.5 X 112.2 SUBDIVISION: MOUNTAIN-RURAL-OHIO-HIGH RANGE CODE: 001
Legal SubdivisionMOUNTAIN-RURAL-OHIO-HIGH
Legal Block1
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group1
Census Block1003
Census Tract853300

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address985 MOUNTAIN ST, AURORA, IL 60505-2331
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2016 · Amount on Record
Deed SaleDec 5, 2016 · Amount on Record
Prior SaleJun 14, 2007
Deed Document Number201666828
Prior Transfer DateJun 1, 2007
Prior Transfer Doc0000011550
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address985 MOUNTAIN ST, AURORA, IL 60505-2331
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038143
DateJul 27, 2022
Instrument2022K038143
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,193.00 (+15.38%) Homeowner's exemption$118,148 (+9.39%) Land $12,141 Building $106,007$354,586 (+9.39%) Land $36,438 Building $318,148
2024$108,006 (+22.66%) Land $11,099 Building $96,907$324,148 (+22.71%) Land $33,310 Building $290,837
2022$6,234.00 (+1.65%) Homeowner's exemption$88,050 (+7.41%) Land $9,048 Building $79,002$264,150 (+7.41%) Land $27,144 Building $237,006
2021$6,133.00 Homeowner's exemption$81,976 Land $8,424 Building $73,552$245,928 Land $25,272 Building $220,656

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1996)
Most Recent ClaimOct 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: T-Mobile, Watch TV.

Nearby Properties on Mountain St

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