1438 Mountain St, Aurora, IL 60505 Property Records

Kane County property record for 1438 Mountain St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,170 sqft · built 1957
Lot Size	0.186 acres (8,107 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Apr 2024)
Tax Bill	$4,338 (2025)
Deeds & Mortgages	Apr 2024 Sale May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-13-302-003`

Property Details

APN / Parcel Number

Primary APN	`15-13-302-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	1,650 sqft
1st Floor Area	1,170 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	8,107 sqft (0.186 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1438 MOUNTAIN ST
City	AURORA
State	IL
Zip	60505-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H THIELMANS SUB : LOT 6
Legal Subdivision	H THIELMANS SUB
Legal Block	1
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1023
Census Tract	852903

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2161 EDGARTOWN LN, HOFFMAN ESTATES, IL 60192-4623
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Warranty Deed, Transfer CITYWIDE TITLE CORPORATION
May 3, 2018	Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK
Apr 18, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Prior Sale	Apr 18, 2022 · Amount on Record
Deed Document Number	202411215
Prior Transfer Date	Nov 17, 2015
Prior Transfer Doc	0000007786
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 8, 2024
Property Address	1438 MOUNTAIN ST, AURORA, IL 60505-2405
Document Number	0000011215
Instrument Date	Mar 18, 2024
Instrument	2024K011215
Transaction Type	Transfer
Record Updated	Apr 15, 2024
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2161 EDGARTOWN LN, HOFFMAN ESTATES, IL 60192-4623

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1438 MOUNTAIN ST, AURORA, IL 60505-2405
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020230
Date	May 3, 2018
Instrument	2018K020230

Lender

Name	BUSEY BANK
Type	Bank
Address	AURORA, IL 60505

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 18, 2022
Property Address	1438 MOUNTAIN ST, AURORA, IL 60505-2405
Document Number	0000020566
Instrument Date	Mar 10, 2022
Instrument	2022K020566
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 MOUNTAIN ST, AURORA, IL 60505-2405

Mortgage

Document Number	0000020567
Date	Apr 18, 2022
Instrument	2022K020567

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,338.00 (+15.34%)	$66,428 (+9.39%) Land $8,702 Building $57,726	$199,364 (+9.39%) Land $26,116 Building $173,247
2024		$60,726 (+22.66%) Land $7,955 Building $52,771	$182,251 (+22.71%) Land $23,875 Building $158,376
2022	$3,761.00 (+1.1%)	$49,506 (+7.41%) Land $6,485 Building $43,021	$148,518 (+7.41%) Land $19,455 Building $129,063
2021	$3,720.00	$46,091 Land $6,038 Building $40,053	$138,273 Land $18,114 Building $120,159

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1985)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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