Middlesex County and Reading Town property record for 985 Main St, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1947 |
| Square Footage | 2,185 sqft Living Area |
| Lot Size | 20,782 sqft (0.477 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $197,000 (1998) |
| Tax Bill | $8,328.00 (2025) |
| Primary APN | READ M:033.0-0000-0180.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,185 sqft Living Area |
| Gross Area | 3,038 sqft Gross Area |
| Basement Area | 1,175 sqft Basement |
| Unfinished Basement | 587 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,782 sqft (0.477 acres) |
| Garage Type | Basement Garage |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 141000000049 |
|---|---|
| Street Address | 985 MAIN ST |
| City | READING |
| State | MA |
| Zip | 01867-1718 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records · APN READ M:033.0-0000-0180.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 985 MAIN ST, READING, MA 01867-1718 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 19, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| May 29, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance DRAPER AND KRAMER MORTGAGE CORP. |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 03, 1998 · Amount on Record |
| Deed Sale | Sep 03, 1998 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 985 MAIN ST, READING, MA 01867-1718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73305-509 |
|---|---|
| Date | Sep 19, 2019 |
| Book Page | 73305/509 |
| Instrument | 142433 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 985 MAIN ST, READING, MA 01867-1718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74783-182 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 74783/182 |
| Instrument | 82619 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,328.00 (-0.89%) | $731,200 (+1.98%) Land $415,000 Building $316,200 | $1,019,730 (+37.7%) |
| 2024 | $8,403.00 (+4.24%) | $717,000 (+11.98%) Land $406,800 Building $310,200 | $740,525 |
| 2023 | $8,061.00 | $640,300 Land $362,900 Building $277,400 |
985 Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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