972 Main St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 972 Main St, Reading, MA 01867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,284 sqft · built 1910
Lot Size	0.57 acres (24,820 sqft)
Owner	2 Individual Names on File
Last Sale	$304,900 (Apr 2001)
Tax Bill	$7,553 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`READ M:033.0-0000-0138.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:033.0-0000-0138.0`
Alternative APNs	`M:033.0=0000=0138.0` `1390000000420` `1390000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,284 sqft Living Area
Gross Area	2,314 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1960
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,820 sqft (0.57 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1390000000420
Street Address	972 MAIN ST
City	READING
State	MA
Zip	01867-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	4
Census Block	4012
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records · APN READ M:033.0-0000-0138.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	972 MAIN ST, READING, MA 01867-1720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2001 · Amount on Record
Deed Sale	Apr 30, 2001 · Amount on Record
Prior Sale	Jun 27, 1997 · Amount on Record
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	972 MAIN ST, READING, MA 01867-1720
Document Number	72205-171
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 MAIN ST READING MA 018671720, READING, MA 01867-1720

Mortgage

Document Number	72205-171
Date	Feb 06, 2019
Book Page	072205/000171
Instrument	15846

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,553.00 (-0.88%)	$663,100 (+1.98%) Land $405,700 Building $257,400	$716,870 (+8.81%)
2024	$7,620.00 (+4.3%)	$650,200 (+12.05%) Land $397,800 Building $252,400	$658,825
2023	$7,306.00	$580,300 Land $354,800 Building $225,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173343004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1978–2004)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2004, rainfall accumulation, Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 315 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.