985 Kirkham Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 985 Kirkham Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,770 sqft · built 1997
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Sep 2021)
Tax Bill	$10,407 (2025)
Deeds & Mortgages	Sep 2021 Sale Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22L-11-1608`

Property Details

APN / Parcel Number

Primary APN	`22L-11-1608`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,770 sqft Living Area
Gross Area	4,190 sqft
1st Floor Area	1,400 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	75 ft deep x 80 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	319 sqft
Porch	Open Frame Porch
Porch Area	210 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	985 KIRKHAM AVE
City	SAINT LOUIS
State	MO
Zip	63122-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	26R-1
Legal Description	MARLBOROUGH PARK BLK 4 LOTS 8 THRU 10 & ALBERT AVENUE VAC PT RESUB TRACT A
Legal Subdivision	MARLBOROUGH PARK BLK 4 LOTS 8 THRU 10 &
Legal Tract	A
Legal Block	4
Legal Lot Number	8-10
Jurisdiction	ST LOUIS MO
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2014
Census Tract	218800

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7729 SUFFOLK AVE, SAINT LOUIS, MO 63119-2120
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Warranty Deed, Transfer TRUE TITLE COMPANY LLC
Sep 18, 2019	Deed of Trust, Mortgage ACCESS CAP FNDG
Jun 12, 2018	Warranty Deed, Transfer ACCESS CAP FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2021 · Amount on Record
Deed Sale	Sep 14, 2021 · Amount on Record
Prior Sale	Jun 12, 2018 · Amount on Record
Deed Document Number	2021750
Deed Book / Page	25108 / 1458
Prior Transfer Date	Jul 19, 2000
Prior Transfer Doc	0000000288
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 14, 2021
Property Address	985 KIRKHAM AVE, SAINT LOUIS, MO 63122-3119
Document Number	0251081458
Book / Page	25108 / 1458
Map Reference	MB 344 PG 296
Instrument Date	Aug 26, 2021
Instrument	2021091400750
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TRUE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	985 KIRKHAM AVE, SAINT LOUIS, MO 63122-3119

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	985 KIRKHAM AVE, SAINT LOUIS, MO 63122-3119
Document Number	0237082594
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	985 KIRKHAM AVE ST LOUIS MO 631223119, ST LOUIS, MO 63122-3119

Mortgage

Document Number	0237082594
Date	Sep 23, 2019
Book Page	023708/002594
Instrument	458

Lender

Name	ACCESS CAP FNDG
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 12, 2018
Property Address	985 KIRKHAM AVE, SAINT LOUIS, MO 63122-3119
Document Number	0230640781
Book / Page	023064 / 000781
Instrument Date	Jun 7, 2018
Instrument	201
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	INVESTORS TITLE COMPANY-CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	985 KIRKHAM AVE ST LOUIS MO 631223119, ST LOUIS, MO 63122-3119

Mortgage

Document Number	230640784
Date	Jun 12, 2018
Book Page	023064/000784
Instrument	202

Lender

Name	ACCESS CAP FNDG
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Glendale City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,120 (-) Land $65,250 Building $102,870	$884,800 (-) Land $343,400 Building $541,400
2025	$10,407.00 (+31.32%)	$168,120 (+45.58%) Land $65,250 Building $102,870	$884,800 (+45.57%) Land $343,400 Building $541,400
2024	$7,925.00 (+6.69%)
2023	$7,428.00	$115,480 Land $46,590 Building $68,890	$607,800 Land $245,200 Building $362,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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