970 Kirkham Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 970 Kirkham Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,436 sqft · built 1927
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Feb 2023)
Tax Bill	$4,455 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22L-11-0782`

Property Details

APN / Parcel Number

Primary APN	`22L-11-0782`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,436 sqft Living Area
Gross Area	1,484 sqft
1st Floor Area	1,026 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Bungalow
Exterior Material	Brick
Foundation Type	Raised
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	50 ft deep x 50 ft wide
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	970 KIRKHAM AVE
City	SAINT LOUIS
State	MO
Zip	63122-3120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	26R-2
Legal Description	CHELSEA LOT 12
Legal Subdivision	CHELSEA
Legal Block	1
Legal Lot Number	12
Jurisdiction	ST LOUIS MO
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4003
Census Tract	218800

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	970 KIRKHAM AVE, SAINT LOUIS, MO 63122-3120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2023 · Amount on Record
Deed Sale	Feb 27, 2023 · Amount on Record
Prior Sale	Feb 27, 2023
Deed Document Number	2023227312
Prior Transfer Date	Dec 13, 2007
Prior Transfer Doc	0177500612
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 27, 2023
Property Address	970 KIRKHAM AVE, SAINT LOUIS, MO 63122-3120
Document Number	2023022700312
Map Reference	MB 5 PG 16
Instrument Date	Feb 17, 2023
Instrument	2023022700312
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3323, IVA, SC 29655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 KIRKHAM AVE, SAINT LOUIS, MO 63122-3120

Mortgage

Document Number	2023022700313
Date	Feb 27, 2023
Instrument	2023022700313

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Glendale City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,970 (-) Land $60,970 Building $11,000	$378,800 (-) Land $320,900 Building $57,900
2025	$4,455.00 (+15.32%)	$71,970 (+21.63%) Land $60,970 Building $11,000	$378,800 (+21.64%) Land $320,900 Building $57,900
2024	$3,863.00 (+1.5%)
2023	$3,806.00 (+5.78%)	$59,170 (+13.53%) Land $43,530 Building $15,640	$311,400 (+13.53%) Land $229,100 Building $82,300
2022	$3,598.00	$52,120 Land $39,900 Building $12,220
2021			$274,300 Land $210,000 Building $64,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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