985 Holy Cross Rd, Loretto, KY 40037 Property Records

Marion County property record for 985 Holy Cross Rd, Loretto, KY 40037

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 992 sqft
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$528 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`020-024`

Property Details

APN / Parcel Number

Primary APN	`020-024`
Alternative APN	`82069`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	992 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Driveway	Gravel Driveway

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	82069
Street Address	985 HOLY CROSS RD
City	LORETTO
State	KY
Zip	40037-7021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	985 HOLY CROSS RD
Jurisdiction	MARION KY
Township / Civil Division	LORETTO
Census Block Group	1
Census Block	1012
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Loretto Historic District listed 2014 · 71 contributing resources · NRIS 12001202

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Marion County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	326 N FOREST ST, LEBANON, KY 40033-1531
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2021
Deed Sale	Nov 29, 2021
Deed Document Number	20212331181
Deed Book / Page	19 / 522
Last Transfer Date	Sep 7, 2022
Transfer Doc	0000235013
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION KY
Property Address	985 HOLY CROSS RD, LORETTO, KY 40037-7021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 HOLY CROSS RD, LORETTO, KY 40037-7021

Mortgage

Document Number	447/306
Date	Aug 20, 2020
Book Page	447/306

Lender

Name	FARMERS NATIONAL BANK
Type	Bank
Address	LEBANON, KY 40033

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Marion County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$528.00 (-1.86%)	$60,000 (-) Land $60,000	$60,000 (-) Land $60,000
2023	$538.00	$60,000 Land $60,000	$60,000 Land $60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	300 / 20
T-Mobile Fixed Wireless	100 / 20