955 Holy Cross Rd, Loretto, KY 40037 Property Records

Marion County property record for 955 Holy Cross Rd, Loretto, KY 40037

Property Summary

Property TypeSingle Family Home
Details1,838 sqft
Lot Size0.94 acres (40,946 sqft)
OwnerIndividual Name on File
Last Sale$78,500 (Sep 2011)
Tax Bill$1,320 (2025)
Deeds & MortgagesSep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN020-080

Property Details

APN / Parcel Number

Primary APN020-080
Alternative APN
  • 72827

Interior

Stories1 Story
Building Area1,838 sqft Living Area
Gross Area1,482 sqft

Exterior

Exterior MaterialBrick
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area40,946 sqft (0.94 acres)
Garage TypeDetached
Garage Area600 sqft
DrivewayGravel Driveway
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area149 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Account Number72827
Street Address955 HOLY CROSS RD
CityLORETTO
StateKY
Zip40037-7021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description955 HOLY CROSS RD
JurisdictionMARION KY
Township / Civil DivisionLORETTO
Census Block Group1
Census Block1022
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Loretto Historic District
listed 2014 · 71 contributing resources · NRIS 12001202

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

955 Holy Cross Rd is owned and occupied by an individual who bought it in September 2011.

Source: Marion County records, as of May 22, 2026

Owner of RecordIndividual Name on File
Mailing Address955 HOLY CROSS RD, LORETTO, KY 40037-7021
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2011 · Amount on File
Deed SaleSep 1, 2011 · Amount on File
Prior SaleDec 28, 2007 · Amount on File
Deed Book / Page288 / 299
Prior Transfer DateDec 7, 2007
Prior Transfer Doc269/025
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION KY
Property Address955 HOLY CROSS RD, LORETTO, KY 40037-7021
Transaction TypeMortgage
Record UpdatedNov 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000481/585
DateSep 12, 2022
Book Page481/585
Lender
NameCITIZENS BANK
TypeBank
AddressMOUNT VERNON, KY 40456
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 955 Holy Cross Rd was $1,320.

Source: Marion County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMarion County
MunicipalityLoretto City
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,320.00$150,000 Land $150,000$150,000 Land $150,000
2023$1,210.00$135,000 Land $135,000$135,000 Land $135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 955 Holy Cross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 955 Holy Cross Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARION COUNTY WATER DISTRICT
serves 16,311 people · EPA ID KY0780268
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
Lead6 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Holy Cross Rd

Nearby Streets

Search Property Records by Address or Parcel Number