985 Garden Rd, Orange, CT 06477 Property Records

Orange Town property record for 985 Garden Rd, Orange, CT 06477 · Last verified July 2026

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,898 sqft · built 1949
Lot Size	3.7 acres (161,172 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,427 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`095-03-09`

Property Details

APN / Parcel Number

Primary APN	`095-03-09`
Alternative APNs	`ORAN M:95 B:3 L:9` `ORNG M:95 B:3 L:9` `169500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,898 sqft Living Area
Gross Area	5,568 sqft
1st Floor Area	850 sqft
Basement Area	1,532 sqft
Unfinished Basement	308 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	161,172 sqft (3.7 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	169500
Street Address	985 GARDEN RD
City	ORANGE
State	CT
Zip	06477-1014
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	3
Legal Lot Number	9
Jurisdiction	ORANGE CT
Township / Civil Division	ORANGE
Census Block Group	2
Census Block	2012
Census Tract	157300

Owner

Source: Orange Town records · APN 095-03-09

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	985 GARDEN RD, ORANGE, CT 06477-1014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK OF RHODE ISLAND
May 13, 2019	Deed of Trust, Mortgage · Balloon Mortgage WEBSTER BANK
Aug 27, 2019	Deed of Trust, Mortgage · Conventional with PMI CITIZENS BK/RI
Dec 22, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CT
Property Address	985 GARDEN RD, ORANGE, CT 06477-1014
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00702-1042
Date	Mar 29, 2021
Book Page	702/1042

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CT
Property Address	985 GARDEN RD, ORANGE, CT 06477-1014
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	681-834
Date	May 13, 2019
Book Page	681/834
Instrument	1306140006

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CT
Property Address	985 GARDEN RD, ORANGE, CT 06477-1014
Document Number	684-854
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	985 GARDEN RD ORANGE CT 064771014, ORANGE, CT 06477-1014

Mortgage

Document Number	684-854
Date	Aug 30, 2019
Book Page	000684/000854

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CT
Recording Date	Dec 22, 2017
Property Address	985 GARDEN RD, ORANGE, CT 06477-1014
Document Number	671-759
Book / Page	000671 / 000759
Instrument Date	Nov 17, 2017
Instrument	127199
Transaction Type	Transfer
Record Updated	Jan 10, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 GARDEN RD ORANGE CT 064771014, ORANGE, CT 06477-1014

Tax Assessment & Valuation

Source: Orange Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Orange Town
Elementary School District	Orange School District (PK - 06)
Secondary School District	Regional School District 05 (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,427.00	$358,300 (+32.21%) Land $187,400 Building $170,900	$250,810 Land $131,180 Building $119,630
2024	$10,427.00 (+19.08%)
2023	$8,756.00 (-1.22%)	$271,000 (-) Land $137,100 Building $133,900
2022	$8,864.00	$271,000 Land $137,100 Building $133,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C, updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 172 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Fiber	2,000 / 2,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Optimum Communications, Frontier, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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