978 Garden Rd, Orange, CT 06477 Property Records

Orange Town property record for 978 Garden Rd, Orange, CT 06477

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,560 sqft · built 1974
Lot Size	4.23 acres (184,259 sqft)
Owner	Individual Name on Record
Tax Bill	$10,010 (2025)
Deeds & Mortgages	May 2024 Refinance Jun 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`ORAN M:95 B:1 L:2`

Property Details

APN / Parcel Number

Primary APN	`ORAN M:95 B:1 L:2`
Alternative APNs	`ORNG M:95 B:1 L:2` `169100`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,560 sqft Living Area
Gross Area	5,323 sqft
1st Floor Area	1,612 sqft
Basement Area	1,612 sqft
Unfinished Basement	1,612 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	184,259 sqft (4.23 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	169100
Street Address	978 GARDEN RD
City	ORANGE
State	CT
Zip	06477-1042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Block	1
Legal Lot Number	2
Jurisdiction	ORANGE CT
Township / Civil Division	ORANGE
Census Block Group	1
Census Block	1000
Census Tract	157300

Owner

Source: Orange Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	978 GARDEN RD, ORANGE, CT 06477-1042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 17, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Jun 5, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 5, 2023
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CT
Property Address	978 GARDEN RD, ORANGE, CT 06477-1042
Transaction Type	Mortgage
Record Updated	Apr 24, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000730-566
Date	May 17, 2024
Book Page	730/566

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2044

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CT
Recording Date	Jun 5, 2023
Property Address	978 GARDEN RD, ORANGE, CT 06477-1042
Document Number	000724-930
Book / Page	724 / 930
Instrument Date	Jun 5, 2023
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 GARDEN RD, ORANGE, CT 06477-1042

Tax Assessment & Valuation

Source: Orange Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Orange Town
Elementary School District	Orange School District (PK - 06)
Secondary School District	Regional School District 05 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,010.00	$344,000 (+35.97%) Land $222,900 Building $121,100	$240,800 Land $156,030 Building $84,770
2024	$10,010.00 (+22.46%)
2023	$8,174.00 (+0.23%)	$253,000 (+1.48%) Land $162,700 Building $90,300
2022	$8,155.00	$249,300 Land $162,700 Building $86,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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