985 E Main St, Manchester, IA 52057 Property Records

Delaware County property record for 985 E Main St, Manchester, IA 52057

Property Summary

Property TypeLight Industrial
Details8,460 sqft · built 1970
Lot Size2.12 acres (92,347 sqft)
Owner2 Individual Names on File
Tax Bill$9,226 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN631331000110

Property Details

APN / Parcel Number

Primary APN631331000110

Interior

Stories1 Story
Building Area8,460 sqft Gross Area
1st Floor Area4,140 sqft
Overhead DoorOverhead Door

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialMetal
Construction TypeFrame
Roof MaterialMetal
Lot Area92,347 sqft (2.12 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address985 E MAIN ST
CityMANCHESTER
StateIA
Zip52057-1836
Property CategoryIndustrial
Property TypeIndustrial > Light Industrial
Legal DescriptionE 200' NE NW N OF RY & 144' X 185' ADJ RR AS DESC B 80 P 642 EX PARCEL J
Legal Range05W
Legal Township89N
Legal Section33
JurisdictionDELAWARE IA
Township / Civil DivisionDELAWARE
Census Block Group4
Census Block4001
Census Tract950300

Owner

985 E Main St, an industrial property, is owned by two individuals.

Source: Delaware County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address129 CRESCENT DR, MANCHESTER, IA 52057-1001
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE IA
Property Address985 E MAIN ST, MANCHESTER, IA 52057-1836
Transaction TypeMortgage
Record UpdatedOct 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/3868
DateOct 29, 2020
Book Page2020/3868
Instrument2020 3868
Lender
NameCOMMUNITY SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueNov 1, 2025
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 985 E Main St was $9,226, up 7.5% from the year before.

Source: Delaware County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDelaware County
MunicipalityManchester City
Unified School DistrictWest Delaware County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$350,300 (+6.99%) Land $43,300 Building $307,000$350,300 (+6.99%) Land $43,300 Building $307,000
2025$9,226.00 (+7.49%)$327,400 Land $40,500 Building $286,900$327,400 Land $40,500 Building $286,900
2024$8,583.00
2023$313,500 (+16.24%) Land $40,500 Building $273,000$313,500 Land $40,500 Building $273,000
2022$7,184.00$269,700 Land $40,500 Building $229,200
2021$269,700 Land $40,500 Building $229,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 985 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims9 (2007–2016)
Claims Outside the SFHA6 of 9
Most Recent ClaimSep 2016 · other causes
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2013 · 4 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 985 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Nextlink
Fixed Wireless
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Comelec Internet Services, GigFire, Maquoketa Valley Electric Cooperative.

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