Delaware County property record for 981 E Main St, Manchester, IA 52057
| Property Type | Light Industrial |
|---|---|
| Details | 7,200 sqft · built 1996 |
| Lot Size | 0.591 acres (25,730 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Jan 2025) |
| Tax Bill | $5,076 (2025) |
| Deeds & Mortgages | Feb 2025 Line of Credit Jan 2025 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 631331000120 |
| Primary APN | 631331000120 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 7,200 sqft Gross Area |
| 1st Floor Area | 5,760 sqft |
| Overhead Door | Overhead Door |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 25,730 sqft (0.591 acres) |
| Lot Dimensions | 166 ft deep x 155 ft wide |
| Garage Type | Attached |
| Garage Area | 1,184 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 981 E MAIN ST |
|---|---|
| City | MANCHESTER |
| State | IA |
| Zip | 52057-1836 |
| Property Category | Industrial |
| Property Type | Industrial > Light Industrial |
| Legal Description | HOMEWORKS SUB LT 4 |
| Legal Range | 05W |
| Legal Township | 89N |
| Legal Section | 33 |
| Legal Subdivision | HOMEWORKS SUBDIV |
| Legal Lot Number | 4 |
| Jurisdiction | DELAWARE IA |
| Township / Civil Division | DELAWARE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 950300 |
981 E Main St, an industrial property, is owned by two individuals who bought it in January 2025.
Source: Delaware County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 981 E MAIN ST, MANCHESTER, IA 52057-1836 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2025 | Deed of Trust, Mortgage · Line of Credit FREEDOMBANK |
| Jan 13, 2025 | Warranty Deed, Transfer · Line of Credit FREEDOMBANK |
| Jan 4, 2017 | Warranty Deed, Transfer · Conventional Mortgage FARMERS & MERCHANTS SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2025 · Amount on File |
| Deed Sale | Jan 13, 2025 · Amount on File |
| Prior Sale | Jan 4, 2017 · Amount on File |
| Deed Document Number | 2025139 |
| Deed Book / Page | 2025 / 139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IA |
| Property Address | 981 E MAIN ST, MANCHESTER, IA 52057-1836 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 906 W DELAWARE ST, MANCHESTER, IA 52057-1948 |
| Document Number | 002025/426 |
|---|---|
| Date | Feb 18, 2025 |
| Book Page | 2025/426 |
| Name | FREEDOMBANK |
|---|---|
| Type | Bank |
| Address | MANCHESTER, IA 52057 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE IA |
| Recording Date | Jan 13, 2025 |
| Property Address | 981 E MAIN ST, MANCHESTER, IA 52057-1836 |
| Document Number | 002025/139 |
| Book / Page | 2025 / 139 |
| Map Reference | MB 1999 PG 232 |
| Instrument Date | Jan 13, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $319.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 981 E MAIN ST, MANCHESTER, IA 52057-1836 |
| Document Number | 002025/131 |
|---|---|
| Date | Jan 10, 2025 |
| Book Page | 2025/131 |
| Name | FREEDOMBANK |
|---|---|
| Type | Bank |
| Address | MANCHESTER, IA 52057 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE IA |
| Recording Date | Jan 4, 2017 |
| Property Address | 981 E MAIN ST, MANCHESTER, IA 52057-1836 |
| Document Number | 02017/0048 |
| Book / Page | 2017 / 0048 |
| Instrument Date | Jan 3, 2017 |
| Instrument | 2017 0048 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1014 NEW ST, MANCHESTER, IA 52057-1334 |
| Document Number | 02017/0049 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 2017/0049 |
| Instrument | 2017 0049 |
| Name | FARMERS & MERCHANTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MANCHESTER, IA 52057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 981 E Main St was $5,076, up 8.9% from the year before.
Source: Delaware County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Delaware County |
| Municipality | Manchester City |
| Unified School District | West Delaware County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,800 (+6.98%) Land $15,200 Building $211,600 | $226,800 (+6.98%) Land $15,200 Building $211,600 | |
| 2025 | $5,076.00 (+8.88%) | $212,000 Land $14,200 Building $197,800 | $212,000 Land $14,200 Building $197,800 |
| 2024 | $4,662.00 | ||
| 2023 | $205,700 Land $14,200 Building $191,500 | $205,700 Land $14,200 Building $191,500 | |
| 2022 | $4,078.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 981 E Main St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective March 7, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2007–2016) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Sep 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 981 E Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Comelec Internet Services, GigFire, Maquoketa Valley Electric Cooperative.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures