985 E John St, Wilmington, IL 60481 Property Records

Will County property record for 985 E John St, Wilmington, IL 60481

Property Summary

Property Type	Single Family Home
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on Record
Tax Bill	$9,339 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Aug 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-24-01-205-001`

Property Details

APN / Parcel Number

Primary APN	`08-24-01-205-001`
Alternative APNs	`08-24-01-205-007` `24012050010000`

Exterior

Lot Area	29,185 sqft (0.67 acres)

Location & Zoning

Street Address	985 E JOHN ST
City	WILMINGTON
State	IL
Zip	60481-1660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ALMA AC SUB UN 3
Jurisdiction	WILL IL
Township / Civil Division	WESLEY
Census Block Group	1
Census Block	1007
Census Tract	884006

Owner

Source: Will County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	985 E JOHN ST, WILMINGTON, IL 60481-1660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2019	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF OTTAWA
Aug 22, 2019	Loan Modification, Mortgage FIRST NAT'L BK/OTTAWA
Jul 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 2, 2024
Transfer Doc	0000033785
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	985 E JOHN ST, WILMINGTON, IL 60481-1660
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045051
Date	Jul 16, 2019
Instrument	R2019045051

Lender

Name	THE FIRST NATIONAL BANK OF OTTAWA
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	985 E JOHN ST, WILMINGTON, IL 60481-1660
Document Number	0000063275
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	WHEATLAND TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25540 W COTTAGE RD WILMINGTON IL 604818370, WILMINGTON, IL 60481-8370

Mortgage

Document Number	0000063275
Date	Sep 16, 2019
Instrument	63275

Lender

Name	FIRST NAT'L BK/OTTAWA
Type	Bank
Address	OTTAWA, IL 61350-9983

Agreement

Amount	Amount Recorded

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Jul 12, 2017
Property Address	985 E JOHN ST, WILMINGTON, IL 60481-1660
Document Number	0000053491
Instrument Date	Jun 30, 2017
Instrument	53491
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25540 COTTAGE RD WILMINGTON IL 604818370, WILMINGTON, IL 60481-8370

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wesley Township
Unified School District	Wilmington Community Unit School District 209U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,339.00 (+5.64%)
2024	$8,840.00 (+27.54%)	$132,625 (+23.04%) Land $26,412 Building $106,213	$397,875 (+23.04%) Land $79,236 Building $318,639
2022	$6,931.00 Homeowner's exemption	$107,788 Land $11,920 Building $95,868	$323,364 Land $35,760 Building $287,604

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1987–2012)
Most Recent Claim	May 2012 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMINGTON serves 5,700 people · EPA ID IL1971100
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Bertram Communications, Verizon, Watch TV.

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