965 E John St, Wilmington, IL 60481 Property Records

Will County property record for 965 E John St, Wilmington, IL 60481

Property Summary

Property Type	Single Family Home
Lot Size	0.38 acres (16,389 sqft)
Owner	Individual Name on Record
Last Sale	$308,000 (Feb 2022)
Tax Bill	$619 (2022)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Mar 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-24-01-205-005`

Property Details

APN / Parcel Number

Primary APN	`08-24-01-205-005`
Alternative APN	`24012050050000`

Exterior

Lot Area	16,389 sqft (0.38 acres)

Location & Zoning

Street Address	965 E JOHN ST
City	WILMINGTON
State	IL
Zip	60481-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 IN ALMA ACRES UNIT 5, A SUB OF PRT OF THE E1/2 NE1/4 OF SEC 1 T32N-R9E.
Legal Range	09E
Legal Township	32N
Legal Section	01
Legal Subdivision	ALMA ACRES
Legal Lot Number	20
Legal Unit	5
Jurisdiction	WILL IL
Township / Civil Division	WESLEY
Census Block Group	1
Census Block	1007
Census Tract	884006

Owner

Source: Will County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	965 E JOHN ST, WILMINGTON, IL 60481-1604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 9, 2020	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK
Jun 12, 2017	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2022 · Amount on Record
Deed Sale	Feb 3, 2022 · Amount on Record
Prior Sale	Jun 12, 2017 · Amount on Record
Deed Document Number	202210806
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Feb 3, 2022
Property Address	965 E JOHN ST, WILMINGTON, IL 60481-1604
Document Number	0000010806
Map Reference	DOC R5-13836
Instrument Date	Jan 14, 2022
Instrument	R2022010806
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 S HARRISON ST, HEBRON, IN 46341-9504

Mortgage

Document Number	0000010807
Date	Feb 3, 2022
Instrument	R2022010807

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.5%

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	965 E JOHN ST, WILMINGTON, IL 60481-1604
Document Number	0000033202
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 E JOHN ST WILMINGTON IL 604811604, WILMINGTON, IL 60481-1604

Mortgage

Document Number	0000033202
Date	May 4, 2020
Instrument	33202

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 12, 2017
Property Address	965 E JOHN ST, WILMINGTON, IL 60481-1604
Document Number	0000045200
Instrument Date	May 26, 2017
Instrument	45200
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$353.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 E JOHN ST WILMINGTON IL 604811604, WILMINGTON, IL 60481-1604

Mortgage

Document Number	45201
Date	Jun 12, 2017
Instrument	45201

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2047

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wesley Township
Unified School District	Wilmington Community Unit School District 209U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024		$127,428 (+10.79%) Land $13,207 Building $114,221	$382,284 (+10.79%) Land $39,621 Building $342,663
2022	$619.00 Homeowner's exemption	$115,016 Land $11,920 Building $103,096	$345,048 Land $35,760 Building $309,288

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1987–2012)
Most Recent Claim	May 2012 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMINGTON serves 5,700 people · EPA ID IL1971100
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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