985 Creech School Rd, Troy, MO 63379 Property Records

Lincoln County property record for 985 Creech School Rd, Troy, MO 63379 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,024 sqft · built 2023
Lot Size	3.3 acres (143,792 sqft)
Owner	Individual Name on File
Tax Bill	$2,002 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-80-34-000-000-003.007`

Property Details

APN / Parcel Number

Primary APN	`14-80-34-000-000-003.007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,024 sqft Living Area
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Architectural Style	Ranch
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	143,792 sqft (3.3 acres)

Location & Zoning

Street Address	985 CREECH SCHOOL RD
City	TROY
State	MO
Zip	63379-5363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.301 AC P N1/2 SEC 34
Legal Range	01E
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3012
Census Tract	810310

Owner

Source: Lincoln County records · APN 14-80-34-000-000-003.007

Assessment roll updated June 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	985 CREECH SCHOOL RD, TROY, MO 63379-5363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK
Dec 26, 2023	Warranty Deed, Transfer · Conventional Mortgage MARING OVERHEAD GARAGE DOOR SERVICE
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK
May 19, 2023	Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK
Jun 13, 2023	Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 26, 2023
Deed Sale	Dec 26, 2023
Deed Document Number	2023009749
Deed Book / Page	2496 / 489
Record Updated	Jun 08, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	985 CREECH SCHOOL RD, TROY, MO 63379-5363
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002495/583
Date	Nov 17, 2023
Book Page	2495/583
Instrument	2023008836

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 16, 2024

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 26, 2023
Property Address	985 CREECH SCHOOL RD, TROY, MO 63379-5363
Document Number	002496/489
Book / Page	2496 / 489
Instrument Date	Dec 14, 2023
Instrument	2023009749
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 CREECH SCHOOL RD, TROY, MO 63379-5363

Mortgage

Document Number	2023009750
Date	Dec 26, 2023
Instrument	2023009750

Lender

Name	MARING OVERHEAD GARAGE DOOR SERVICE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 31, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	985 CREECH SCHOOL RD, TROY, MO 63379-5363
Transaction Type	Mortgage
Record Updated	Sep 26, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002485/969
Date	Nov 29, 2022
Book Page	2485/969
Instrument	2022011753

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	May 23, 2023

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	985 CREECH SCHOOL RD, TROY, MO 63379-5363
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002490/520
Date	May 19, 2023
Book Page	2490/520
Instrument	2023003711

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2053

Interest

Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	985 CREECH SCHOOL RD, TROY, MO 63379-5363
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002491/204
Date	Jun 13, 2023
Book Page	2491/204
Instrument	2023004400

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Annually

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,002.00 (+49,95%)	$32,766 (+43,013.16%) Land $5,320 Building $27,446	$172,450 (+27,273.02%) Land $28,000 Building $144,450
2023	$4.00	$76 Land $76	$630 Land $630
2022	$4.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 29% of Missouri
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Wisper ISP	Fixed Wireless	400 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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