Lincoln County property record for 973 Creech School Rd, Troy, MO 63379
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 2024 |
| Lot Size | 3.5 acres (152,460 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,378 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Feb 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-80-34-000-000-003.004 |
| Primary APN | 14-80-34-000-000-003.004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Flooring | Combination, Other |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Mobile Home |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 152,460 sqft (3.5 acres) |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 973 CREECH SCHOOL RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-5363 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 3.500 AC PT NE1/4 OF NW1/4 SEC 34 |
| Legal Range | 01E |
| Legal Township | 49N |
| Legal Section | 30 |
| Legal Subdivision | JAMESON EST |
| Legal Lot Number | C |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 810310 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 91, WENTZVILLE, MO 63385-0091 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2024 | Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Feb 26, 2020 | Personal Representative Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2020 |
| Deed Sale | Feb 26, 2020 |
| Deed Document Number | 20201869 |
| Deed Book / Page | 2443 / 869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 973 CREECH SCHOOL RD, TROY, MO 63379-5363 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 002497/169 |
|---|---|
| Date | Jan 23, 2024 |
| Book Page | 2497/169 |
| Instrument | 2024000464 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | MARYVILLE, TN 37804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 273 Months |
| Due | Oct 1, 2046 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Feb 26, 2020 |
| Property Address | 973 CREECH SCHOOL RD, TROY, MO 63379-5363 |
| Document Number | 2443/869 |
| Book / Page | 2443 / 869 |
| Instrument Date | Feb 10, 2020 |
| Instrument | 2020001869 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 973 CREECH SCHOOL RD, TROY, MO 63379-5363 |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,549 (-) Land $4,560 Building $17,989 | ||
| 2025 | $1,378.00 (+84.47%) | $22,549 (+87.04%) Land $4,560 Building $17,989 | $118,680 (+87.04%) Land $24,000 Building $94,680 |
| 2023 | $747.00 (+3.61%) | $12,056 Land $4,465 Building $7,591 | $63,450 Land $23,500 Building $39,950 |
| 2022 | $721.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Brightspeed DSL | 100 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: AT&T, Gateway Fiber, Systec Wireless Communications, Verizon.
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