985 Center St, Owosso, MI 48867 Property Records

Shiawassee County property record for 985 Center St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 990 sqft · built 1930
Lot Size1.64 acres (71,438 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Mar 2021)
Tax Bill$3,076 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN050-450-000-027-00

Property Details

APN / Parcel Number

Primary APN050-450-000-027-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area990 sqft Living Area
1st Floor Area792 sqft
Basement Area792 sqft
Unfinished Basement792 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleCustom Design
Lot Area71,438 sqft (1.64 acres)
Garage Area330 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address985 CENTER ST
CityOWOSSO
StateMI
Zip48867-1417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 25 OAK GROVE ADD
Legal SubdivisionOAK GROVE ADD
Legal Lot Number25
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group1
Census Block1003
Census Tract30400

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address985 CENTER ST, OWOSSO, MI 48867-1417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2021 · Amount on Record
Deed SaleMar 12, 2021 · Amount on Record
Deed Document Number20213343331
Deed Book / Page1279 / 566
Prior Transfer DateSep 27, 2002
Prior Transfer Doc0003081956
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateMar 12, 2021
Property Address985 CENTER ST, OWOSSO, MI 48867-1417
Document Number0012790566
Book / Page1279 / 566
Map ReferenceLB 1 PG 8
Instrument DateMar 4, 2021
Instrument3343331
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyATA NATIONAL TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5101 YATES LN, 5101, KNOXVILLE, TN 37912-5149

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address985 CENTER ST, OWOSSO, MI 48867-1417

Mortgage

Document Number3343332
DateMar 12, 2021
Instrument3343332
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$79,900 (+9.6%)$159,800 (+9.6%)
2025$3,076.00 (+7.4%) Homeowner's exemption$72,900 (+20.7%)$145,800 (+20.7%)
2024$2,864.00
2023$2,864.00 Homeowner's exemption$60,400$120,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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