829 Center St, Owosso, MI 48867 Property Records

Shiawassee County property record for 829 Center St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 912 sqft · built 1920
Lot Size1.6 acres (69,696 sqft)
OwnerIndividual Name on File
Last Sale$114,900 (Nov 2003)
Tax Bill$2,683 (2025)
Deeds & MortgagesJul 2022 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN050-450-000-030-00

Property Details

APN / Parcel Number

Primary APN050-450-000-030-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area912 sqft Living Area
1st Floor Area675 sqft
Basement Area675 sqft
Unfinished Basement675 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleCustom Design
Lot Area69,696 sqft (1.6 acres)
Garage Area560 sqft

Location & Zoning

Street Address829 CENTER ST
CityOWOSSO
StateMI
Zip48867-1415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 28 OAK GROVE ADD
Legal SubdivisionOAK GROVE ADD
Legal Lot Number28
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group1
Census Block1003
Census Tract30400

Owner

829 Center St is owned and occupied by an individual who bought it in November 2003.

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address829 CENTER ST, OWOSSO, MI 48867-1415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Oct 3, 2018Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2003 · Amount on File
Deed SaleNov 3, 2003 · Amount on File
Deed Document Number20033111516
Deed Book / Page1049 / 989
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address829 CENTER ST, OWOSSO, MI 48867-1415
Transaction TypeMortgage
Record UpdatedJul 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address829 CENTER ST, OWOSSO, MI 48867-1415

Mortgage

Document Number0012980170
DateJul 5, 2022
Book Page1298/170
Instrument3362110
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2052

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address829 CENTER ST, OWOSSO, MI 48867-1415
Document Number0012500783
Instrument DateOct 3, 2018
Transaction TypeMortgage
Record UpdatedOct 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address829 CENTER ST OWOSSO MI 488671415, OWOSSO, MI 48867-1415

Mortgage

Document Number0012500783
DateOct 10, 2018
Book Page001250/000783
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 829 Center St was $2,683 with a homeowner's exemption.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$82,000 (+7.33%)$164,000 (+7.33%)
2025$2,683.00 Homeowner's exemption$76,400$152,800
2023$2,490.00 Homeowner's exemption$62,900$125,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 829 Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 829 Center St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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