Sumter County property record for 985 Breezy Bay Ln, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,361 sqft · built 2014 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $438,000 (Sep 2022) |
| Tax Bill | $3,252 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage May 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 184-06-01-018 |
| Primary APN | 184-06-01-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,361 sqft Living Area |
| 1st Floor Area | 1,681 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 28,314 sqft (0.65 acres) |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Patio Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 17320 |
|---|---|
| Old Parcel Number | 184 06 01 018 |
| Street Address | 985 BREEZY BAY LN |
| City | SUMTER |
| State | SC |
| Zip | 29150-5328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 176 .65 AC |
| Legal Subdivision | TIMBERLINE MDWS SUB PH 6 |
| Legal Lot Number | 176 65 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1701 |
Source: Sumter County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 985 BREEZY BAY LN, SUMTER, SC 29150-5328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2022 | Deed, Transfer · VA Mortgage RESOURCE FINANCIAL SERVICES INC |
| May 27, 2020 | Deed, Transfer · VA Mortgage GATEWAY FIRST BANK |
| Jan 7, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Aug 29, 2018 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2022 · Amount on Record |
| Deed Sale | Sep 22, 2022 · Amount on Record |
| Prior Sale | May 27, 2020 · Amount on Record |
| Deed Document Number | 0013065989 |
| Deed Book / Page | 1306 / 5989 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Sep 22, 2022 |
| Property Address | 985 BREEZY BAY LN, SUMTER, SC 29150-5328 |
| Document Number | 0013065989 |
| Book / Page | 1306 / 5989 |
| Map Reference | MB PB 2007 PG 453 |
| Instrument Date | Sep 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,620.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 985 BREEZY BAY LN, SUMTER, SC 29150-5328 |
| Document Number | 0013070001 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 1307/0001 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | May 27, 2020 |
| Property Address | 985 BREEZY BAY LN, SUMTER, SC 29150-5328 |
| Document Number | 0012685332 |
| Book / Page | 1268 / 5332 |
| Map Reference | MB PB20007 PG 453 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,443.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 985 BREEZY BAY LN, SUMTER, SC 29150-5328 |
| Document Number | 0012685336 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 1268/5336 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 985 BREEZY BAY LN, SUMTER, SC 29150-5328 |
| Document Number | 0012630229 |
| Instrument Date | Jan 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 985 BREEZY BAY LN SUMTER SC 291505328, SUMTER, SC 29150-5328 |
| Document Number | 0012630229 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 001263/000229 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 985 BREEZY BAY LN, SUMTER, SC 29150-5328 |
| Document Number | 0012480940 |
| Instrument Date | Aug 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 985 BREEZY BAY LN SUMTER SC 291505328, SUMTER, SC 29150-5328 |
| Document Number | 0012480940 |
|---|---|
| Date | Sep 5, 2018 |
| Book Page | 001248/000940 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2048 |
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,252.00 (+5,707.14%) Homeowner's exemption | $17,160 (+1.06%) Land $1,520 Building $15,640 | $428,920 (+1.04%) Land $38,000 Building $390,920 |
| 2023 | $16,980 (+13.35%) Land $1,520 Building $15,460 | $424,521 (+11.57%) Land $38,000 Building $386,521 | |
| 2022 | $56.00 | $14,980 Land $1,520 Building $13,460 | $380,499 Land $38,000 Building $342,499 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2015–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 77% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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