Sumter County property record for 975 Breezy Bay Ln, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,828 sqft · built 2014 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $183,761 (Sep 2023) |
| Tax Bill | $3,231 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 184-06-01-017 |
| Primary APN | 184-06-01-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,828 sqft Living Area |
| 1st Floor Area | 1,914 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 29,621 sqft (0.68 acres) |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Patio Area | 165 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 17319 |
|---|---|
| Old Parcel Number | 184 06 01 017 |
| Street Address | 975 BREEZY BAY LN |
| City | SUMTER |
| State | SC |
| Zip | 29150-5328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 177 .68 AC |
| Legal Subdivision | TIMBERLINE MDWS SUB PH 6 |
| Legal Lot Number | 177 68 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1701 |
Source: Sumter County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 975 BREEZY BAY LN, SUMTER, SC 29150-5328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed, Transfer |
| Feb 25, 2021 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| May 5, 2020 | Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Jun 3, 2019 | Warranty Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2023 · Amount on Record |
| Deed Sale | Sep 27, 2023 · Amount on Record |
| Prior Sale | Jun 3, 2019 · Amount on Record |
| Deed Document Number | 0013191463 |
| Deed Book / Page | 1319 / 1463 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Sep 27, 2023 |
| Property Address | 975 BREEZY BAY LN, SUMTER, SC 29150-5328 |
| Document Number | 0013191463 |
| Book / Page | 1319 / 1463 |
| Map Reference | MB 2014 PG 213 |
| Instrument Date | Sep 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $478.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 975 BREEZY BAY LN, SUMTER, SC 29150-5328 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 975 BREEZY BAY LN, SUMTER, SC 29150-5328 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0012812033 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 1281/2033 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 975 BREEZY BAY LN, SUMTER, SC 29150-5328 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012680392 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 1268/392 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jun 3, 2019 |
| Property Address | 975 BREEZY BAY LN, SUMTER, SC 29150-5328 |
| Document Number | 0012560397 |
| Book / Page | 1256 / 0397 |
| Map Reference | MB 2014 PG 213 |
| Instrument Date | May 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,517.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 975 BREEZY BAY LN, SUMTER, SC 29150-5328 |
| Document Number | 0001256401 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 1256/401 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,231.00 (+5.11%) | $17,050 (-) Land $2,000 Building $15,050 | $426,325 (-) Land $50,000 Building $376,325 |
| 2023 | $17,050 (-) Land $2,000 Building $15,050 | $426,325 (-) Land $50,000 Building $376,325 | |
| 2022 | $3,074.00 | $17,050 Land $2,000 Building $15,050 | $426,325 Land $50,000 Building $376,325 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2015–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 77% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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