985 Bradford Dr, Elyria, OH 44035 Property Records

Lorain County property record for 985 Bradford Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1961
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Owner Names on Record
Tax Bill	$554 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-24-029-106-001`

Property Details

APN / Parcel Number

Primary APN	`06-24-029-106-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	79 ft deep x 78 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	985 BRADFORD DR
City	ELYRIA
State	OH
Zip	44035-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASCADE COLONY 120.00 X 109.00
Legal Subdivision	CASCADE COLONY SUBDIVISION #4
Legal Tract	24
Legal Block	106
Legal Lot Number	249
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1002
Census Tract	70400

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	985 BRADFORD DR, ELYRIA, OH 44035-2801
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage CITY OF ELYRIA
Oct 20, 2021	Deed of Trust, Mortgage THE CITY OF ELYRI
Jul 9, 2012	Loan Modification, Mortgage · Conventional with PMI CITIMORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jan 26, 2000
Last Transfer Date	Dec 16, 2011
Transfer Doc	0000395518
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	985 BRADFORD DR, ELYRIA, OH 44035-2801
Transaction Type	Mortgage
Record Updated	Feb 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 BRADFORD DR, ELYRIA, OH 44035-2801

Mortgage

Document Number	0000906611
Date	Feb 14, 2023
Instrument	2023-0906611

Lender

Name	CITY OF ELYRIA
Type	Government Agency
Address	ELYRIA, OH 44035

Agreement

Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	985 BRADFORD DR, ELYRIA, OH 44035-2801
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 BRADFORD DR, ELYRIA, OH 44035-2801

Mortgage

Document Number	20210845236
Date	Oct 20, 2021
Instrument	2021-0845236

Lender

Name	THE CITY OF ELYRI
Type	Government Agency
Address	ELYRIA, OH 44035

Agreement

Amount	Amount Recorded

July 2012: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LORAIN OH
Property Address	985 BRADFORD DR, ELYRIA, OH 44035-2801
Document Number	0000650132
Instrument Date	Jul 9, 2012
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 BRADFORD DR ELYRIA OH 440352801, ELYRIA, OH 44035-2801

Mortgage

Document Number	0000650132
Date	Nov 1, 2017
Instrument	650132

Lender

Name	CITIMORTGAGE
Type	Mortgage Company
Address	O'FALLON, MO 63368

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Oct 31, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$554.00	$32,580 (+0.02%) Land $7,830 Building $24,750	$93,070 (-) Land $22,360 Building $70,710
2024	$554.00 (-34.98%)	$32,575 (+31.27%) Land $7,826 Building $24,749	$93,070 (+31.27%) Land $22,360 Building $70,710
2023	$852.00 (-2.29%)	$24,815 (-0.02%) Land $6,769 Building $18,046	$70,900 (-) Land $19,340 Building $51,560
2022	$872.00	$24,820 Land $6,770 Building $18,050
2021			$70,900 Land $19,340 Building $51,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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