976 Bradford Dr, Elyria, OH 44035 Property Records

Lorain County property record for 976 Bradford Dr, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1960
Lot Size	0.35 acres (15,246 sqft)
Owner	Owner Name on File
Last Sale	$88,000 (Apr 2003)
Tax Bill	$1,971 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-24-029-105-001`

Property Details

APN / Parcel Number

Primary APN	`06-24-029-105-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	127 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	336 sqft
Patio Area	336 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	976 BRADFORD DR
City	ELYRIA
State	OH
Zip	44035-2802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASCADE COLONY 39.43 X 120 S/L 240
Legal Subdivision	CASCADE COLONY SUBDIVISION #4
Legal Tract	24
Legal Block	105
Legal Lot Number	240
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1002
Census Tract	70400

Owner

Source: Lorain County records · APN 06-24-029-105-001

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	976 BRADFORD DR, ELYRIA, OH 44035-2802
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 17, 2003 · Amount on Record
Deed Sale	Apr 17, 2003 · Amount on Record
Prior Sale	May 30, 2000
Deed Document Number	2003001924
Record Updated	Jun 08, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	976 BRADFORD DR, ELYRIA, OH 44035-2802
Document Number	0000636758
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Jul 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 BRADFORD DR ELYRIA OH 440352802, ELYRIA, OH 44035-2802

Mortgage

Document Number	0000636758
Date	Jul 14, 2017
Instrument	636758

Lender

Name	FIRST FED'L S&L ASSN/LORAIN
Address	LORAIN, OH 49053

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 13, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,971.00	$41,870 (-0.01%) Land $12,330 Building $29,540	$119,640 (-) Land $35,230 Building $84,410
2024	$1,971.00 (+22.57%)	$41,875 (+41.93%) Land $12,331 Building $29,544	$119,640 (+41.92%) Land $35,230 Building $84,410
2023	$1,608.00 (+0.37%)	$29,505 (-0.02%) Land $11,718 Building $17,787	$84,300 (-) Land $33,480 Building $50,820
2022	$1,602.00	$29,510 Land $11,720 Building $17,790
2021			$84,300 Land $33,480 Building $50,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930704001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	1 (1985)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1985, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.