985 Arnet Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 985 Arnet Ave, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	built 1949
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Oct 2016)
Tax Bill	$10,192 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-00502-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`19-00502-0000-00019`
Alternative APN	`190050200019`

Interior

Stories	2 Stories

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	985 ARNET AVE
City	UNION
State	NJ
Zip	07083-7601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	502
Legal Lot Number	19
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	3
Census Block	3001
Census Tract	33501

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	985 ARNET AVE, UNION, NJ 07083-7601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage NEWTEK SMALL BUSINESS FINANCE LLC
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2016 · Amount on Record
Deed Sale	Oct 3, 2016 · Amount on Record
Deed Book / Page	6147 / 136
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	985 ARNET AVE, UNION, NJ 07083-7601
Transaction Type	Mortgage
Record Updated	Dec 1, 2022
Title Company	CLEAR SKIES TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 ARNET AVE, UNION, NJ 07083-7601

Mortgage

Document Number	0153032271
Date	Nov 16, 2022
Book Page	15303/2271
Instrument	45514

Lender

Name	NEWTEK SMALL BUSINESS FINANCE LLC
Type	Non-Lending Institution
Address	NEW HYDE PARK, NY 11042

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	985 ARNET AVE, UNION, NJ 07083-7601
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151222355
Date	Dec 10, 2021
Book Page	15122/2355
Instrument	26984

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jan 1, 2037
Change Frequency	Annually
Index	11th District COF
Max Rate	8.37%

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,700 (-) Land $20,500 Building $23,200	$43,700 (-) Land $20,500 Building $23,200
2025	$10,192.00 (+4.35%)	$43,700 (-) Land $20,500 Building $23,200	$43,700 (-) Land $20,500 Building $23,200
2024	$9,767.00 (+6.86%)
2023		$43,700 Land $20,500 Building $23,200	$43,700 Land $20,500 Building $23,200
2022	$9,140.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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