981 Arnet Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 981 Arnet Ave, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	20 sqft · built 1929
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$339,000 (Mar 2017)
Tax Bill	$10,799 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-00502-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`19-00502-0000-00018`
Alternative APN	`190050200018`

Interior

Stories	2 Stories
Building Area	20 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	981 ARNET AVE
City	UNION
State	NJ
Zip	07083-7601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TOWNSHIP/UNION
Legal Block	502
Legal Lot Number	18
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	3
Census Block	3001
Census Tract	33501

Owner

Source: Union County and Union Township records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	981 ARNET AVE, UNION, NJ 07083-7601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 26, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 13, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 4, 2020	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Mar 31, 2017	Grant Deed, Transfer · FHA Mortgage MEADOWBROOK FIN'L MTG BKERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2017 · Amount on Record
Deed Sale	Mar 31, 2017 · Amount on Record
Prior Sale	May 11, 2016 · Amount on Record
Deed Document Number	2017284915
Prior Transfer Date	Feb 23, 2016
Prior Transfer Doc	0061090363
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	981 ARNET AVE, UNION, NJ 07083-7601
Transaction Type	Mortgage
Record Updated	Mar 13, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 ARNET AVE, UNION, NJ 07083-7601

Mortgage

Document Number	0154672428
Date	Feb 27, 2024
Book Page	15467/2428
Instrument	61750

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Aug 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	981 ARNET AVE, UNION, NJ 07083-7601
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 ARNET AVE, UNION, NJ 07083-7601

Mortgage

Document Number	0152952580
Date	Oct 26, 2022
Book Page	15295/2580
Instrument	44778

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Aug 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	981 ARNET AVE, UNION, NJ 07083-7601
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 ARNET AVE, UNION, NJ 07083-7601

Mortgage

Document Number	0150782429
Date	Oct 13, 2021
Book Page	15078/2429
Instrument	22839

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2051

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NJ
Property Address	981 ARNET AVE, UNION, NJ 07083-7601
Document Number	0147093147
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 ARNET AVE UNION NJ 070837601, UNION, NJ 07083-7601

Mortgage

Document Number	0147093147
Date	Jun 12, 2020
Book Page	014709/003147
Instrument	693021

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

Interest

Rate	3.87%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Mar 31, 2017
Property Address	981 ARNET AVE, UNION, NJ 07083-7601
Document Number	0061800577
Book / Page	006180 / 000577
Instrument Date	Mar 27, 2017
Instrument	284915
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 ARNET AVE UNION NJ 070837601, UNION, NJ 07083-7601

Mortgage

Document Number	142530435
Date	Mar 31, 2017
Book Page	014253/000435
Instrument	638659

Lender

Name	MEADOWBROOK FIN'L MTG BKERS
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,500 (+2.59%) Land $20,000 Building $27,500	$47,500 (+2.59%) Land $20,000 Building $27,500
2025	$10,799.00 (+4.35%)	$46,300 (-) Land $20,000 Building $26,300	$46,300 (-) Land $20,000 Building $26,300
2024	$10,349.00 (+6.87%)
2023		$46,300 Land $20,000 Building $26,300	$46,300 Land $20,000 Building $26,300
2022	$9,684.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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