985 Allesandro St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 985 Allesandro St, Morro Bay, CA 93442

Property Summary

Property Type	Home Plus Accessory Dwelling Unit
Details	2 bd · 1 ba · 800 sqft · built 1956
Lot Size	0.093 acres (4,066 sqft)
Owner	Company Name on Record
Last Sale	$590,000 (Feb 2019)
Tax Bill	$7,254 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`066-081-025`

Property Details

APN / Parcel Number

Primary APN	`066-081-025`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
Gross Area	1,200 sqft

Exterior

Year Built	Built 1956
Construction Type	Wood
Lot Area	4,066 sqft (0.093 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	985 ALLESANDRO ST
City	MORRO BAY
State	CA
Zip	93442-2301
Property Category	Residential
Property Type	Residential > Single Family > Home Plus Accessory Dwelling Unit
Local Zoning Code	C2
Legal Description	CY MB MORRO B VST 1 BL 2 PTN LT 19 & 20
Legal Subdivision	MORRO BAY VISTA
Legal Tract	1
Legal Block	2
Legal Lot Number	19,20 20
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3004
Census Tract	10602

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	985 ALLESANDRO ST, MORRO BAY, CA 93442-2301
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage KAMAAINA MORTGAGE GROUP INC
Feb 27, 2019	Grant Deed, Transfer · Conventional Mortgage KAMAAINA MORTGAGE GROUP INC
Jun 26, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2019 · Amount on Record
Deed Sale	Feb 27, 2019 · Amount on Record
Prior Sale	Feb 27, 2019 · Amount on Record
Deed Document Number	0000006824
Last Transfer Date	Jul 3, 2025
Transfer Doc	0000018956
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	985 ALLESANDRO ST, MORRO BAY, CA 93442-2301
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 ALLESANDRO ST, MORRO BAY, CA 93442-2301

Mortgage

Document Number	0000020820
Date	Mar 18, 2021
Instrument	2021020820

Lender

Name	KAMAAINA MORTGAGE GROUP INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 27, 2019
Property Address	985 ALLESANDRO ST, MORRO BAY, CA 93442-2301
Document Number	0000006824
Map Reference	MB 3 PG 57
Instrument Date	Jan 17, 2019
Instrument	2019006824
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3283 BROAD ST, SAN LUIS OBISPO, CA 93401-6707

Mortgage

Document Number	0000006825
Date	Feb 27, 2019
Instrument	2019006825

Lender

Name	KAMAAINA MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 26, 2017
Property Address	985 ALLESANDRO ST, MORRO BAY, CA 93442-2301
Document Number	0000027982
Instrument Date	Jun 26, 2017
Instrument	27982
Transaction Type	Transfer
Record Updated	Jul 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 ALLESANDRO ST MORRO BAY CA 934422301, MORRO BAY, CA 93442-2301

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,254.00 (+3.6%)	$658,151 (+4.04%) Land $418,317 Building $239,834
2023	$7,002.00 (+6.69%)	$632,596 Land $402,074 Building $230,522
2022	$6,563.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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