1040 Allesandro St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 1040 Allesandro St, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 1978
Lot Size	0.113 acres (4,900 sqft)
Owner	Company Name on File
Last Sale	$82,000 (May 2013)
Tax Bill	$3,923 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`066-092-005`

Property Details

APN / Parcel Number

Primary APN	`066-092-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,360 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	4,900 sqft (0.113 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	1040 ALLESANDRO ST
City	MORRO BAY
State	CA
Zip	93442-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY MB MORRO B VST 1 BL 8 LT 5
Legal Subdivision	MORRO BAY VISTA 01
Legal Tract	1
Legal Block	8
Legal Lot Number	5
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3028
Census Tract	10602

Owner

1040 Allesandro St is owned by a company that acquired it in May 2020 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	1040 ALLESANDRO ST, MORRO BAY, CA 93442-2407
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2013 · Amount on File
Deed Sale	May 22, 2013 · Amount on File
Deed Document Number	201329260
Last Transfer Date	May 28, 2020
Transfer Doc	0000028387
Record Updated	Oct 29, 2026

June 2020: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 11, 2020
Property Address	1040 ALLESANDRO ST, MORRO BAY, CA 93442-2407
Document Number	0000028387
Instrument Date	May 28, 2020
Instrument	28387
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1040 ALLESANDRO ST MORRO BAY CA 934422407, MORRO BAY, CA 93442-2407

Mortgage

Document Number	28388
Date	Jun 11, 2020
Instrument	28388

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	Jun 10, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.42%

Mortgage

Document Number	28389,
Date	Jun 11, 2020
Instrument	28389

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	Jun 10, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.42%

Tax Assessment & Valuation

The 2025 property tax bill for 1040 Allesandro St was $3,923 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$370,183 (+2%) Land $141,718 Building $228,465
2025	$3,923.00 Homeowner's exemption	$362,926 Land $138,940 Building $223,986
2023	$3,783.00 (+6.71%) Homeowner's exemption	$348,836 Land $133,546 Building $215,290
2022	$3,545.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1040 Allesandro St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 Allesandro St is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 43% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Verizon.

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