Benton County property record for 985 45th Ave NE, Saint Cloud, MN 56304 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Multifamily |
| Lot Size | 13,229 sqft (0.303 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $13,939 (2025) |
| Tax Bill | $3,944.00 (2026) |
| Primary APN | 17.02485.00 |
|---|
| Architectural Style | Multifamily Style |
|---|---|
| Lot Area | 13,229 sqft (0.303 acres) |
| Street Address | 985 45TH AVE NE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-4666 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECT-28 TWP-036 RANGE-030 WHISPERING MEADOWS LOT-001 BLOCK-003 |
| Legal Range | 030 |
| Legal Township | 036 |
| Legal Section | 28 |
| Legal Subdivision | WHISPERING MEADOWS |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | BENTON MN |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2069 |
| Census Tract | 20300 |
Source: Benton County records · APN 17.02485.00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 985 45TH AVE NE, SAINT CLOUD, MN 56304-4666 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 27, 2025 | Transfer on Death Deed, Transfer BOONE COUNTY ABSTRACT AND TITLE, BENTON COUNTY ABSTRACT & TTL |
| Jul 29, 2024 | Contract Sale, Subdivision Related Transfer · Land Contract (Agreement of Sale) NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 27, 2025 · Amount on Record |
| Deed Sale | Jan 27, 2025 · Amount on Record |
| Prior Sale | Jul 29, 2024 · Amount on Record |
| Deed Doc Number | 2025475705 |
| Prior Transfer Date | Jan 23, 2025 |
| Prior Transfer Doc | 0000475705 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Jan 27, 2025 |
| Property Address | 985 45TH AVE NE, SAINT CLOUD, MN 56304-4666 |
| Document Number | 0000475705 |
| Instrument Date | Jan 23, 2025 |
| Instrument | 475705 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | BOONE COUNTY ABSTRACT AND TITLE, BENTON COUNTY ABSTRACT & TTL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Jul 29, 2024 |
| Property Address | 985 45TH AVE NE, SAINT CLOUD, MN 56304-4666 |
| Document Number | 0000472830 |
| Instrument Date | Apr 26, 2024 |
| Instrument | 472830 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | ESQUIRE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 985 45TH AVE NE, SAINT CLOUD, MN 56304-4666 |
| Date | Jul 29, 2024 |
|---|
| Name | NOT AVAILABLE |
|---|
| Type | Land Contract (Agreement of Sale) |
|---|---|
| Amount | Amount Recorded |
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | Sauk Rapids-Rice Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,944.00 (+0.25%) Homeowner's exemption | $261,200 (-) Land $30,000 Building $231,200 | $261,200 (-) Land $30,000 Building $231,200 |
| 2025 | $3,934.00 (+1,325.36%) Homeowner's exemption | $261,200 (+1,641.33%) Land $30,000 Building $231,200 | $261,200 (+1,641.33%) Land $30,000 Building $231,200 |
| 2023 | $276.00 | $15,000 Land $15,000 | $15,000 Land $15,000 |
Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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