979 45th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 979 45th Ave NE, Saint Cloud, MN 56304

Property Summary

Property Type	Common Area
Lot Size	0.741 acres (32,302 sqft)
Owner	Company on Record
Deeds & Mortgages	Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17.02494.00`

Property Details

APN / Parcel Number

Primary APN	`17.02494.00`

Exterior

Lot Area	32,302 sqft (0.741 acres)

Location & Zoning

Street Address	979 45TH AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-4666
Property Category	Commercial
Property Type	Commercial > Retail > Common Area
Legal Description	SECT-28 TWP-036 RANGE-030 WHISPERING MEADOWS OUTLOT A
Legal Range	030
Legal Township	036
Legal Section	28
Legal Subdivision	WHISPERING MEADOWS
Legal Lot Number	A
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2069
Census Tract	20300

Owner

Source: Benton County assessment roll, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	20824 ROCKY RIDGE RD, DEERWOOD, MN 56444-8892
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MN
Recording Date	Oct 29, 2019
Property Address	979 45TH AVE NE, SAINT CLOUD, MN 56304-4666
Document Number	0000439216
Instrument Date	Oct 25, 2019
Instrument	439216
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20824 ROCKY RIDGE RD, DEERWOOD, MN 56444-8892

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$15,000 Land $15,000	$15,000 Land $15,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20