9849 Cumbria Dr, Daphne, AL 36526 Property Records

Baldwin County property record for 9849 Cumbria Dr, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,733 sqft · built 2013
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Sep 2024)
Tax Bill	$1,098 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`43-08-34-0-000-001.028`

Property Details

APN / Parcel Number

Primary APN	`43-08-34-0-000-001.028`
Alternative APNs	`289498` `309422` `552535`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,733 sqft Heated Area
1st Floor Area	1,733 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	150 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	552535
Street Address	9849 CUMBRIA DR
City	DAPHNE
State	AL
Zip	36526-8725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 OLDFIELD PHASE ONE SUB SLIDE 2328-C & D
Legal Subdivision	OLDFIELD SUB PHASE ONE
Legal Phase	1
Legal Lot Number	16
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	1
Census Block	1034
Census Tract	10709

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9849 CUMBRIA DR, DAPHNE, AL 36526-8725
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 24, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2024 · Amount on Record
Deed Sale	Sep 5, 2024 · Amount on Record
Prior Sale	Apr 22, 2014 · Amount on Record
Deed Document Number	20242144872
Prior Transfer Date	Jan 23, 2020
Prior Transfer Doc	0001807685
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Recording Date	Jul 22, 2026
Property Address	9849 CUMBRIA DR, DAPHNE, AL 36526-8725
Document Number	0002267473
Instrument Date	Jul 10, 2026
Instrument	20262267473
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9849 CUMBRIA DR, DAPHNE, AL 36526-8725

Mortgage

Document Number	0002267473,
Date	Jul 22, 2026
Instrument	20262267473

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jan 24, 2020
Property Address	9849 CUMBRIA DR, DAPHNE, AL 36526-8725
Document Number	0001807685
Instrument Date	Jan 23, 2020
Instrument	1807685
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$191.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9849 CUMBRIA DR DAPHNE AL 365268725, DAPHNE, AL 36526-8725

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,098.00	$28,300 (-0.77%) Land $6,420 Building $21,880	$282,900 (-0.77%) Land $64,200 Building $218,700
2023	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$28,520 (+20.44%)	$285,100 (+20.45%) Land $66,000 Building $219,100
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$23,680	$236,700 Land $47,300 Building $189,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: C Spire Wireless.

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