9837 Cumbria Dr, Daphne, AL 36526 Property Records

Baldwin County property record for 9837 Cumbria Dr, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,946 sqft · built 2008
Lot Size	0.19 acres (8,250 sqft)
Owner	Individual Name on File
Last Sale	$317,000 (Jun 2023)
Tax Bill	$1,476 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43-08-34-0-000-001.027`

Property Details

APN / Parcel Number

Primary APN	`43-08-34-0-000-001.027`
Alternative APNs	`289497` `382371` `530101`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,946 sqft Heated Area
1st Floor Area	790 sqft
Upper Floors Area	1,156 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,250 sqft (0.19 acres)
Lot Dimensions	150 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	530101
Street Address	9837 CUMBRIA DR
City	DAPHNE
State	AL
Zip	36526-8725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 OLDFIELD PHASE ONE SUB SLIDE 2328-C &D
Legal Subdivision	OLDFIELD SUB PHASE ONE
Legal Phase	1
Legal Lot Number	15
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	1
Census Block	1034
Census Tract	10709

Owner

Source: Baldwin County records · APN 43-08-34-0-000-001.027

Assessment roll updated April 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9837 CUMBRIA DR, DAPHNE, AL 36526-8725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit RIVER BANK AND TRUST
Jun 20, 2023	Warranty Deed, Transfer · Commercial Mortgage RIVER BANK & TRUST
Jul 13, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 16, 2019	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Jul 13, 2021 · Amount on Record
Deed Document Number	20232069696
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Recording Date	May 11, 2026
Property Address	9837 CUMBRIA DR, DAPHNE, AL 36526-8725
Document Number	0002252458
Instrument Date	May 11, 2026
Instrument	20262252458
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9837 CUMBRIA DR, DAPHNE, AL 36526-8725

Mortgage

Document Number	0002252458,
Date	May 11, 2026
Instrument	20262252458

Lender

Name	RIVER BANK AND TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 22, 2041

Interest

Rate	5.74%
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jun 20, 2023
Property Address	9837 CUMBRIA DR, DAPHNE, AL 36526-8725
Document Number	0002069696
Map Reference	SL 2328-C&D
Instrument Date	Jun 16, 2023
Instrument	2069696
Transaction Type	Transfer
Record Updated	Jul 06, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1099 BEAR HILL RD, DOVER FOXCROFT, ME 04426-3266

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9837 CUMBRIA DR, DAPHNE, AL 36526-8725

Mortgage

Document Number	0002069697
Date	Jun 20, 2023
Instrument	2069697

Lender

Name	RIVER BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 13, 2021
Property Address	9837 CUMBRIA DR, DAPHNE, AL 36526-8725
Document Number	0001928464
Map Reference	SL 2328-C&2329-C
Instrument Date	Jul 09, 2021
Instrument	1928464
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59027 PALMER CT, SAINT HELENS, OR 97051-9308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9837 CUMBRIA DR, DAPHNE, AL 36526-8725

Mortgage

Document Number	0001928465
Date	Jul 13, 2021
Instrument	1928465

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Dec 16, 2019
Property Address	9837 CUMBRIA DR, DAPHNE, AL 36526-8725
Document Number	0001800571
Map Reference	SL 2328-C&D
Instrument Date	Dec 13, 2019
Instrument	1800571
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 MAJORS RUN, 110, FAIRHOPE, AL 36532-4464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9837 CUMBRIA DR, DAPHNE, AL 36526-8725

Mortgage

Document Number	0001800572
Date	Dec 16, 2019
Instrument	1800572

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,476.00 (-1.34%)	$33,080 (-1.31%) Land $6,420 Building $26,660	$330,800 (-1.28%) Land $64,200 Building $266,600
2023	$1,496.00 (+29.97%) Homeowner's exemption	$33,520 (+20.49%)	$335,100 (+20.54%) Land $66,000 Building $269,100
2022	$1,151.00 (+19.9%) Homeowner's exemption	$27,820	$278,000 Land $47,300 Building $230,700
2021	$960.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baldwin County (01003C), updated September 27, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010030107091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 50% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 40 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Telapex.

Nearby Properties on Cumbria Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures