Howard County property record for 9848 Garden Ranges, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,703 sqft · built 2011 |
| Lot Size | 0.045 acres (1,975 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $432,160 (Jun 2012) |
| Tax Bill | $7,418 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-586740 |
| Primary APN | 06-586740 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,703 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,975 sqft (0.045 acres) |
| Garage Type | Built-in |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 586740 |
|---|---|
| Street Address | 9848 GARDEN RANGES |
| City | LAUREL |
| State | MD |
| Zip | 20723-5921 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 31 1,975 SQ' 9848 GARDEN RANGES EMERSON S2 P3 RSB D4 |
| Legal Subdivision | EMERSON |
| Legal Lot Number | 31 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 606808 |
9848 Garden Ranges, a townhouse, is owned and occupied by two individuals who bought it in June 2012.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9848 GARDEN RANGES, LAUREL, MD 20723-5921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2012 · Amount on File |
| Deed Sale | Jun 14, 2012 · Amount on File |
| Deed Book / Page | 14074 / 373 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9848 GARDEN RANGES, LAUREL, MD 20723-5921 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | ASSURANCE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0197630278 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 19763/278 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2026 property tax bill for 9848 Garden Ranges was $7,418 with a homeowner's exemption, down 0.6% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,418.00 (-0.58%) Homeowner's exemption | $544,733 (+6.31%) | $609,400 (+18.93%) Land $230,000 Building $379,400 |
| 2025 | $7,461.00 Homeowner's exemption | $512,400 Land $130,000 Building $382,400 | $512,400 Land $130,000 Building $382,400 |
| 2023 | $450,533 | $512,400 Land $130,000 Building $382,400 | |
| 2022 | $4,724.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9848 Garden Ranges in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9848 Garden Ranges is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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