9846 Garden Ranges, Laurel, MD 20723 Property Records

Howard County property record for 9846 Garden Ranges, Laurel, MD 20723

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,703 sqft · built 2011
Lot Size	0.046 acres (1,982 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Sep 2020)
Tax Bill	$7,331 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-586759`

Property Details

APN / Parcel Number

Primary APN	`06-586759`
Alternative APN	`586759`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,703 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,982 sqft (0.046 acres)
Garage Type	Built-in
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	586759
Street Address	9846 GARDEN RANGES
City	LAUREL
State	MD
Zip	20723-5921
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 32 1,982 SQ' 9846 GARDEN RANGES EMERSON S2 P3 RSB D4
Legal Subdivision	EMERSON
Legal Lot Number	32
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3000
Census Tract	606808

Owner

9846 Garden Ranges, a townhouse, is owned and occupied by an individual who bought it in September 2020.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	9846 GARDEN RANGES, LAUREL, MD 20723-5921
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP
Sep 11, 2020	Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on File
Deed Sale	Sep 11, 2020 · Amount on File
Prior Sale	Jun 1, 2012 · Amount on File
Deed Book / Page	19701 / 485
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9846 GARDEN RANGES, LAUREL, MD 20723-5921
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	CAPITOL SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188650321
Date	Sep 4, 2019
Book Page	18865/321

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2034

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Sep 11, 2020
Property Address	9846 GARDEN RANGES, LAUREL, MD 20723-5921
Document Number	0197010485
Book / Page	19701 / 485
Map Reference	MB 20125
Instrument Date	Aug 22, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CHARTER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9846 GARDEN RANGES, LAUREL, MD 20723-5921

Mortgage

Document Number	0019701492
Date	Sep 11, 2020
Instrument	19701/492

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 9846 Garden Ranges was $7,331 with a homeowner's exemption, down 2% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,331.00 (-1.95%) Homeowner's exemption	$552,933 (+6.21%)	$617,600 (+18.63%) Land $230,000 Building $387,600
2025	$7,477.00 Homeowner's exemption	$520,600 Land $130,000 Building $390,600	$520,600 Land $130,000 Building $390,600
2023		$453,267	$520,600 Land $130,000 Building $390,600
2022	$4,724.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9846 Garden Ranges in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9846 Garden Ranges is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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