9845 Caspi Gardens Dr, Unit 4, Santee, CA 92071 Property Records

San Diego County property record for 9845 Caspi Gardens Dr, Unit 4, Santee, CA 92071

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,164 sqft · built 1986
Lot Size	1.57 acres (68,740 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jul 2017)
Tax Bill	$3,745 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`381-031-70-22`

Property Details

APN / Parcel Number

Primary APN	`381-031-70-22`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,164 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	68,740 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	9845 CASPI GARDENS DR, 4
City	SANTEE
State	CA
Zip	92071-1898
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R7
Legal Description	LOT 2 US 78PER DOC85-182454&UND INT IN TR 010618
Legal Subdivision	SANTEE #4042
Legal Tract	010618
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	16610

Owner

9845 Caspi Gardens Dr, Unit 4 is owned and occupied by two individuals who bought it in July 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9845 CASPI GARDENS DR, 4, SANTEE, CA 92071-1898
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 6, 2017	Grant Deed, Transfer · Conventional Mortgage REAL ESTATE MORTGAGE NETWORK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2017 · Amount on File
Deed Sale	Jul 6, 2017 · Amount on File
Prior Sale	Jul 1, 2010 · Amount on File
Deed Document Number	2017304028
Transfer Doc	0000405343
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9845 CASPI GARDENS DR UNIT 4, 4, SANTEE, CA 92071-1898
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000520253
Date	Nov 12, 2019
Instrument	2019-0520253

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2039

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 6, 2017
Property Address	9845 CASPI GARDENS DR UNIT 4, 4, SANTEE, CA 92071-1898
Document Number	0000304028
Map Reference	MAP10618
Instrument Date	Feb 22, 2017
Instrument	2017-0304028
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TITLE CO SD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	9845 CASPI GARDENS DR UNIT 4, 4, SANTEE, CA 92071-1898

Mortgage

Document Number	0000304029
Date	Jul 6, 2017
Instrument	2017-0304029

Lender

Name	REAL ESTATE MORTGAGE NETWORK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9845 Caspi Gardens Dr, Unit 4 was $3,745 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$319,153 (+2%) Land $122,751 Building $196,402
2025	$3,745.00 Homeowner's exemption	$312,896 Land $120,345 Building $192,551
2023	$3,587.00 (+0.82%) Homeowner's exemption	$300,748 Land $115,673 Building $185,075
2022	$3,558.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9845 Caspi Gardens Dr, Unit 4 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9845 Caspi Gardens Dr, Unit 4 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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