9845 Caspi Gardens Dr, Unit 2, Santee, CA 92071 Property Records

San Diego County property record for 9845 Caspi Gardens Dr, Unit 2, Santee, CA 92071

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,144 sqft · built 1986
Lot Size	1.57 acres (68,740 sqft)
Owner	Individual Name on File
Last Sale	$570,000 (Apr 2024)
Tax Bill	$6,890 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`381-031-70-23`

Property Details

APN / Parcel Number

Primary APN	`381-031-70-23`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,144 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Lot Area	68,740 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	9845 CASPI GARDENS DR, 2
City	SANTEE
State	CA
Zip	92071-1838
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R7
Legal Description	LOT 2 US 79PER DOC85-182454&UND INT IN TR 010618
Legal Subdivision	SANTEE #4042
Legal Tract	010618
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	16610

Owner

9845 Caspi Gardens Dr, Unit 2 is owned and occupied by an individual who bought it in April 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	9845 CASPI GARDENS DR, 2, SANTEE, CA 92071-1838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage EASY MORTGAGE
Apr 26, 2024	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 18, 2019	Grant Deed, Transfer INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC
Feb 24, 2017	Grant Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2024 · Amount on File
Deed Sale	Apr 26, 2024 · Amount on File
Prior Sale	Apr 18, 2019 · Amount on File
Deed Document Number	2024104293
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 5, 2026
Property Address	9845 CASPI GARDENS DR, 2, SANTEE, CA 92071-1838
Document Number	0000127415
Instrument Date	Apr 30, 2026
Instrument	2026127415
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9845 CASPI GARDENS DR, 2, SANTEE, CA 92071-1838

Mortgage

Document Number	0000127415,
Date	May 5, 2026
Instrument	2026127415

Lender

Name	EASY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 26, 2024
Property Address	9845 CASPI GARDENS DR UNIT 2, 2, SANTEE, CA 92071-1838
Document Number	0000104293
Map Reference	MAP 10618
Instrument Date	Apr 3, 2024
Instrument	2024-0104293
Transaction Type	Transfer
Record Updated	May 7, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9845 CASPI GARDENS DR UNIT 2, 2, SANTEE, CA 92071-1838

Mortgage

Document Number	0000104294
Date	Apr 26, 2024
Instrument	2024-0104294

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 18, 2019
Property Address	9845 CASPI GARDENS DR UNIT 2, 2, SANTEE, CA 92071-1838
Document Number	0000141149
Instrument Date	Apr 4, 2019
Instrument	141149
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

Amount	Amount on Record
Tax	$393.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10892 CADENCE ISLE CT SAN DIEGO CA 921306817, SAN DIEGO, CA 92130-6817

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 24, 2017
Property Address	9845 CASPI GARDENS DR UNIT 2, 2, SANTEE, CA 92071-1838
Document Number	0000090584
Instrument Date	Jan 26, 2017
Instrument	90584
Transaction Type	Transfer
Record Updated	Mar 1, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9845 CASPI GARDENS DR #2 SANTEE CA 920711838, 2, SANTEE, CA 92071-1838

Mortgage

Document Number	90585
Date	Feb 24, 2017
Instrument	90585

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9845 Caspi Gardens Dr, Unit 2 was $6,890 with a homeowner's exemption, up 44.2% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$593,026 (+2%) Land $178,599 Building $414,427
2025	$6,890.00 (+44.17%) Homeowner's exemption	$581,399 Land $175,098 Building $406,301
2024	$4,779.00 (+3.15%)
2023	$4,633.00 (+0.74%)	$383,309 Land $115,440 Building $267,869
2022	$4,599.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9845 Caspi Gardens Dr, Unit 2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9845 Caspi Gardens Dr, Unit 2 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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