9844 Ivory Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 9844 Ivory Dr, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,834 sqft · built 2019
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Jun 2019)
Tax Bill$8,339 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Apr 2026 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN054163-0778

Property Details

APN / Parcel Number

Primary APN054163-0778
Alternative APN
  • U243119A8U000043000040

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,834 sqft Living Area
Gross Area4,775 sqft
1st Floor Area1,779 sqft
Upper Floors Area2,055 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2022
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeAttached
Garage Area606 sqft
PorchOpen Porch
Porch Area335 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0541630778
Street Address9844 IVORY DR
CitySUN CITY CENTER
StateFL
Zip33573-6794
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBELMONT NORTH PHASE 2B LOT 4 BLOCK 43
Legal Range19E
Legal Township31S
Legal Section24
Legal SubdivisionBELMONT NORTH PHASE 2B
Legal Block43
Legal Lot Number4
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1018
Census Tract14007

Owner

9844 Ivory Dr is owned and occupied by two individuals who acquired it in April 2026.

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address9844 IVORY DR, SUN CITY CENTER, FL 33573-6794
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
May 14, 2026Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Apr 9, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 12, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2019 · Amount on File
Deed SaleJun 12, 2019 · Amount on File
Deed Document Number2019248088
Deed Book / Page26696 / 957
Last Transfer DateApr 7, 2026
Transfer Doc0000136303
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Recording DateMay 14, 2026
Property Address9844 IVORY DR, SUN CITY CENTER, FL 33573-6794
Document Number0000184650
Instrument DateMay 6, 2026
Instrument2026184650
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address9844 IVORY DR, SUN CITY CENTER, FL 33573-6794

Mortgage

Document Number0000184650,
DateMay 14, 2026
Instrument2026184650
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate6.37%
Max Rate-1%

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionHILLSBOROUGH FL
Recording DateApr 9, 2026
Property Address9844 IVORY DR, SUN CITY CENTER, FL 33573-6794
Document Number0000136303
Instrument DateApr 7, 2026
Instrument2026136303
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address9844 IVORY DR, SUN CITY CENTER, FL 33573-6794

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address9844 IVORY DR, RUSKIN, FL 33573-6794
Transaction TypeMortgage
Record UpdatedApr 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address9844 IVORY DR, RUSKIN, FL 33573-6794

Mortgage

Document Number0000134880
DateMar 15, 2022
Instrument2022134880
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

June 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJun 12, 2019
Property Address9844 IVORY DR, RUSKIN, FL 33573-6794
Document Number0000248088
Book / Page26696 / 0957
Map ReferenceMB 129 PG 253
Instrument DateMay 30, 2019
Instrument2019248088
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

NameVerified Name
Address9844 IVORY DR, RUSKIN, FL 33573-6794

Mortgage

Document Number0000248089
DateJun 12, 2019
Instrument2019248089
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 9844 Ivory Dr was $8,339.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$325,448 (+2.7%)$405,512 (-2.69%) Land $78,780 Building $326,732
2025$8,339.00 Homeowner's exemption$316,892$416,740 Land $84,840 Building $331,900
2023$7,578.00 (+3.72%) Homeowner's exemption$298,991 (+3%)$415,540 (+8.4%) Land $78,780 Building $336,760
2022$7,306.00 Homeowner's exemption$290,283$383,357 Land $66,660 Building $316,697

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9844 Ivory Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 100 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims7 (2020–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9844 Ivory Dr is moderate, ranking above 67% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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