9838 Ivory Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 9838 Ivory Dr, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,732 sqft · built 2019
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (May 2019)
Tax Bill$6,545 (2025)
Deeds & MortgagesMay 2020 Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN054163-0782

Property Details

APN / Parcel Number

Primary APN054163-0782
Alternative APN
  • U243119A8U000043000060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,732 sqft Living Area
Gross Area2,534 sqft
1st Floor Area1,732 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2022
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeAttached
Garage Area462 sqft
PorchOpen Porch
Porch Area340 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0541630782
Street Address9838 IVORY DR
CitySUN CITY CENTER
StateFL
Zip33573-6794
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBELMONT NORTH PHASE 2B LOT 6 BLOCK 43
Legal Range19E
Legal Township31S
Legal Section24
Legal SubdivisionBELMONT NORTH PHASE 2B
Legal Block43
Legal Lot Number6
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1018
Census Tract14007

Owner

9838 Ivory Dr is owned and occupied by two individuals who bought it in May 2019.

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address9838 IVORY DR, SUN CITY CENTER, FL 33573-6794
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MTG
May 22, 2019Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2019 · Amount on File
Deed SaleMay 22, 2019 · Amount on File
Deed Document Number2019217976
Deed Book / Page26644 / 1997
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address9838 IVORY DR, RUSKIN, FL 33573-6794
Document Number0000221197
Instrument DateMay 18, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9838 IVORY DR RUSKIN FL 335736794, RUSKIN, FL 33573-6794

Mortgage

Document Number0000221197
DateJun 1, 2020
Instrument221197
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 31, 2050

May 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 22, 2019
Property Address9838 IVORY DR, RUSKIN, FL 33573-6794
Document Number0000217976
Book / Page26644 / 1997
Map ReferenceMB 129 PG 253
Instrument DateMay 17, 2019
Instrument2019217976
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

NameVerified Name
Address9838 IVORY DR, RUSKIN, FL 33573-6794

Mortgage

Document Number0000217977
DateMay 22, 2019
Instrument2019217977
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 9838 Ivory Dr was $6,545 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$224,489 (+2.7%)$271,671 (-3.24%) Land $78,780 Building $192,891
2025$6,545.00 Homeowner's exemption$218,587$280,772 Land $84,840 Building $195,932
2023$5,965.00 (+4.1%) Homeowner's exemption$206,240 (+3%)$277,582 (+5.01%) Land $78,780 Building $198,802
2022$5,730.00 Homeowner's exemption$200,233$264,333 Land $66,660 Building $197,673

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9838 Ivory Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 100 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims7 (2020–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9838 Ivory Dr is moderate, ranking above 67% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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