Saginaw County property record for 9840 Bender Rd, Frankenmuth, MI 48734 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,954 sqft · built 1924 |
| Lot Size | 3.9 acres (169,884 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $697,000 (Jun 2022) |
| Tax Bill | $2,396 (2025) |
| Deeds & Mortgages | Jun 2022 Sale Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-11-6-04-4003-007 |
| Primary APN | 14-11-6-04-4003-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,954 sqft Living Area |
| 1st Floor Area | 1,634 sqft |
| Basement Area | 990 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Lot Area | 169,884 sqft (3.9 acres) |
| Garage Area | 1,058 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9840 BENDER RD |
|---|---|
| City | FRANKENMUTH |
| State | MI |
| Zip | 48734-9118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 1686.99 FT W & 476.17 FT N OF SE CORN TH N 593 FT TH S 44 DEG E 821.61 FT TH W 573.59 FT TO POB - 3.90 ACRES SEC 4 T11N R6E ***SPLIT FROM PARENT 4003-005 06/03/16 |
| Legal Range | 06E |
| Legal Township | 11N |
| Legal Section | 04 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | FRANKENMUTH |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 11302 |
Source: Saginaw County records · APN 14-11-6-04-4003-007
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9840 BENDER RD, FRANKENMUTH, MI 48734-9118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 09, 2022 | Warranty Deed, Transfer CROSSROADS TITLE |
| Sep 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 09, 2022 · Amount on Record |
| Deed Sale | Jun 09, 2022 · Amount on Record |
| Deed Document Number | 202216778 |
| Prior Transfer Date | Mar 16, 2015 |
| Prior Transfer Doc | 0000009034 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jun 09, 2022 |
| Property Address | 9840 BENDER RD, FRANKENMUTH, MI 48734-9118 |
| Document Number | 0000016778 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022016778 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,227.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9840 BENDER RD, 9840, FRANKENMUTH, MI 48734-9118 |
| Name | Verified Name |
|---|---|
| Address | 1813 ROSELAWN, ROYAL OAK, MI 48073-5012 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 9840 BENDER RD, FRANKENMUTH, MI 48734-9118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9840 BENDER RD, FRANKENMUTH, MI 48734-9118 |
| Document Number | 0000023999 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 2020023999 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Frankenmuth Township |
| Unified School District | Frankenmuth School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252,300 (+24.9%) | $504,600 (+24.9%) | |
| 2025 | $2,396.00 (-38.96%) Homeowner's exemption | ||
| 2023 | $202,000 | $404,000 | |
| 2022 | $3,925.00 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450113022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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