9676 Bender Rd, Frankenmuth, MI 48734 Property Records

Saginaw County property record for 9676 Bender Rd, Frankenmuth, MI 48734

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,546 sqft · built 2011
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,000 (Jul 2020)
Tax Bill	$6,162 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-11-6-04-4003-003`

Property Details

APN / Parcel Number

Primary APN	`14-11-6-04-4003-003`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,546 sqft Living Area
1st Floor Area	1,303 sqft
Basement Area	1,303 sqft
Unfinished Basement	1,303 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	97 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9676 BENDER RD
City	FRANKENMUTH
State	MI
Zip	48734-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT A PT 652.81 FT W FROM SE CORN OF SEC TH N44DEG W ALONG C/L OF BENDER RD 2295.77 FT TO POB TH CONT N44DEG W 597.94 FT
Legal Range	06E
Legal Township	11N
Legal Section	04
Jurisdiction	SAGINAW MI
Township / Civil Division	FRANKENMUTH
Census Block Group	2
Census Block	2009
Census Tract	11302

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9676 BENDER RD, FRANKENMUTH, MI 48734-9728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit TEAM ONE CREDIT UNION
Jul 21, 2020	Warranty Deed, Transfer · Conventional Mortgage TEAM ONE CU
Feb 1, 2017	Quit Claim Deed, Transfer · Conventional Mortgage FRANKENMUTH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Prior Sale	Jul 27, 2010 · Amount on Record
Deed Document Number	202018041
Prior Transfer Date	Jan 25, 2017
Prior Transfer Doc	0000002556
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	Jul 16, 2026
Property Address	9676 BENDER RD, FRANKENMUTH, MI 48734-9728
Document Number	0000018615
Instrument Date	Jul 7, 2026
Instrument	202618615
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9676 BENDER RD, FRANKENMUTH, MI 48734-9728

Mortgage

Document Number	0000018615,
Date	Jul 16, 2026
Instrument	202618615

Lender

Name	TEAM ONE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 21, 2020
Property Address	9676 BENDER RD, FRANKENMUTH, MI 48734-9728
Document Number	2020018041
Instrument Date	Jul 15, 2020
Instrument	2020018041
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	SAGINAW BAY AREA TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,842.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9676 BENDER RD, 9676, FRANKENMUTH, MI 48734-9728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 LESLIE DR, FRANKENMUTH, MI 48734-9153

Mortgage

Document Number	2020018042
Date	Jul 21, 2020
Instrument	2020018042

Lender

Name	TEAM ONE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 1, 2017
Property Address	9676 BENDER RD, FRANKENMUTH, MI 48734-9728
Document Number	0000002556
Book / Page	002888 / 000248
Instrument Date	Jan 25, 2017
Instrument	2556
Transaction Type	Transfer
Record Updated	Feb 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9676 BENDER RD FRANKENMUTH MI 487349728, FRANKENMUTH, MI 48734-9728

Mortgage

Document Number	2557
Date	Feb 1, 2017
Book Page	002888/000251
Instrument	2557

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 31, 2032

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Frankenmuth Township
Unified School District	Frankenmuth School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,900 (+15.83%)	$403,800 (+15.83%)
2025	$6,162.00 (+15.98%) Homeowner's exemption
2023		$174,300	$348,600
2022	$5,313.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Air Advantage Fixed Wireless	10 / 1

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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